Blog | Eko India Financial Services | The Leading Fintech Company in IndiaEko gives retailers an opportunity to turn their own shop into a Banking & Financial institution by providing solutions to low & middle income customers.2023-08-25T00:00:00Zhttps://eko.in/Ekocs@eko.co.inEloka by Eko: SaaS Solution for Small Businesses2023-08-25T00:00:00Zhttps://eko.in/blog/eloka-saas-for-small-businesses/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/eloka/eloka-poster-02.jpg"></p><p>When thinking of starting a new business, multiple challenges pop up – from ideation to building a brand, user onboarding to deciding the product offerings. Introducing Eloka by Eko, a revolutionary SaaS platform designed specifically to overcome these hurdles and provide a sustainable economic engine for micro-entrepreneurs. In this post, we’ll unravel how Eloka empowers businesses and why it’s a game-changer for micro-entrepreneurs.</p>
<br />
<h3 id="what-is-eloka" tabindex="-1"><strong>What is Eloka?</strong> <a class="ext-link" href="https://eko.in/blog/eloka-saas-for-small-businesses/#what-is-eloka" target="_blank" rel="noopener">§</a></h3>
<p>Eloka is a comprehensive, white-labeled SaaS platform tailored for entities such as retail or distribution network owners, small businesses, NBFCs, small banks, and social organizations. The aim is simple: to enable these partners to set up their own business operations within a mere 30 minutes.</p>
<br />
<h3 id="main-benefits-of-eloka" tabindex="-1"><strong>Main Benefits of Eloka</strong> <a class="ext-link" href="https://eko.in/blog/eloka-saas-for-small-businesses/#main-benefits-of-eloka" target="_blank" rel="noopener">§</a></h3>
<h4>1. Quick Start to Economic Empowerment</h4>
<p>Eloka’s primary objective is to pave the way for micro-entrepreneurs like shopkeepers and gig-workers to access capital to grow their business and availability of tools to digitize their business. The projected earnings? A promising average of ₹25000 per month, with a targeted growth rate of 5% month on month.</p>
<h4>2. Comprehensive Solution for Business Challenges</h4>
<p>Eloka addresses the major pain points of kickstarting a small business:</p>
<ul>
<li><strong>Business Idea:</strong> Providing a robust platform for digital and financial services.</li>
<li><strong>Technology Development:</strong> Get a complete solution out of the box with a website and a mobile app. No worries about development or server-side hosting.</li>
<li><strong>Product Selection:</strong> A diverse array of financial products at your disposal.</li>
<li><strong>Brand Creation:</strong> Being a white-labeled service, businesses get to flaunt their own branding and domain, ensuring a unique identity.</li>
<li><strong>User Onboarding:</strong> Hassle-free integration and user-friendly interface.</li>
<li><strong>Network Building:</strong> Comprehensive network management for business administrators. Create and manage hierarchies of agents and distributors.</li>
</ul>
<figure>
<img src="https://eko.in/assets/img/eloka/screen03.jpg" alt="Admin dashboard example" style="max-width:600px;box-shadow:0px 0px 12px 0px rgba(0,0,0,0.6);border-radius:6px;" />
<figcaption>Admin Dashboard</figcaption>
</figure>
<br />
<h4>3. Transparent Pricing</h4>
<img src="https://eko.in/assets/img/eloka/eloka-packs.jpg" alt="Subscription packs example" style="max-width:350px;float:right; margin: -15px 0px 15px 15px;" />
<p>With a fixed subscription pricing model, businesses can scale without the worry of transactional charges.</p>
<p>The full benefits of scaling are thus passed on directly to the businesses.</p>
<h4>4. Rich Product Suite</h4>
<!-- <img src="/assets/img/eloka/screen02.jpg" alt="Admin dashboard example" style="max-width:350px;float:right;margin:0px 0px 15px 15px;box-shadow:0px 0px 12px 0px rgba(0,0,0,0.6);"> -->
<p>From access to capital for growing their business to availability of tools for digitizing their business, Eloka boasts a diverse range of financial products. And the cherry on top? New integrations are continually added for existing users, free of charge.</p>
<figure>
<img src="https://eko.in/assets/img/eloka/screen02.jpg" alt="Agent homepage example" style="max-width:600px;box-shadow:0px 0px 12px 0px rgba(0,0,0,0.6);border-radius:6px;" />
<figcaption>Agent Homepage</figcaption>
</figure>
<h4>5. Customization at Its Best</h4>
<!-- <img src="/assets/img/eloka/eloka_themes_1.png" alt="Themes example" style="max-width:350px;float:right; margin: 0px 0px 15px 15px;"> -->
<p>Customizability lies at the heart of Eloka. Whether it’s branding, logo, theme colors, or even product margins, businesses have the flexibility to tailor as per their requirements. Moreover, its versatility allows it to be apt for various business models, be it a bill payment app or a lending app.</p>
<figure>
<img src="https://eko.in/assets/img/eloka/eloka_themes_1.png" alt="Themes example" style="max-width:600px;" />
<figcaption>Choose from existing themes or create your own</figcaption>
</figure>
<h4>6. Cutting-Edge Technology for Scale</h4>
<p>At the foundation of Eloka’s unparalleled offerings lies its robust technological backbone. Powered by Microsoft Azure’s cloud infrastructure, it guarantees seamless scalability to handle the growing demands of businesses. The platform is crafted using a modern tech stack, including <strong>React</strong>, <strong>Next.js</strong>, <strong>Node.js</strong>, <strong>Java</strong>, and the <strong>Android SDK</strong>. This ensures not only a smooth user experience but also reliability and speed, allowing businesses to focus on growth without technological constraints.</p>
<h4>7. Technology for the Last Mile – The Path Ahead</h4>
<p>With our years of experience in building fintech software for the last-mile, we ensure that the app is as easy to use for first time internet users as it is capable for power users.</p>
<p>Not just features like localization in regional languages, we are also researching to leverage technologies from voice input to artificial intelligence and machine learning.</p>
<p>Generative AI can aid in automating customer service, thereby providing a tailored and efficient user experience. Meanwhile, voice input technology makes the platform accessible to those who may find traditional interfaces challenging to navigate.</p>
<p>By adopting these technologies, we aim to create an inclusive ecosystem that doesn’t just serve but excels in meeting the unique needs of the last-mile users.</p>
<figure>
<img src="https://eko.in/assets/img/eloka/eloka-kbar.jpg" alt="Command Bar Screenshot" style="max-width:600px;border-radius:6px;" />
<figcaption>The Context-Aware Command Bar</figcaption>
</figure>
<h4>8. Additional Perks</h4>
<ul>
<li>Fast go-live.</li>
<li>Business loans for small businesses.</li>
<li>A powerful dashboard for valuable insights.</li>
<li>Competitive commission rates with minimal charges.</li>
<li>Simplified wallet management.</li>
</ul>
<br />
<h3 id="the-eloka-family-our-early-adopters" tabindex="-1"><strong>The Eloka Family: Our Early Adopters</strong> <a class="ext-link" href="https://eko.in/blog/eloka-saas-for-small-businesses/#the-eloka-family-our-early-adopters" target="_blank" rel="noopener">§</a></h3>
<!-- ![Our Partners](/assets/img/eloka/partner-cloud.jpg =600x399) -->
<img src="https://eko.in/assets/img/eloka/partner-cloud.jpg" alt="Some of our early adopters" style="max-width:400px;float:right; margin:0px 0px 15px 15px;" />
<p>Since our recent soft-launch, we’ve already partnered with over 28 organizations, each of whom has leveraged our platform to build their unique brand and business.</p>
<p>These early adopters have been more than just clients; they’ve been collaborators. Their invaluable feedback and suggestions have played a crucial role in the ongoing refinement of our platform, for them and future partners alike.</p>
<br />
<h3 id="in-conclusion" tabindex="-1"><strong>In Conclusion</strong> <a class="ext-link" href="https://eko.in/blog/eloka-saas-for-small-businesses/#in-conclusion" target="_blank" rel="noopener">§</a></h3>
<p>Eloka isn’t just a software platform; it’s a promise by Eko to transform the lives of micro-entrepreneurs. By eliminating traditional roadblocks and offering unmatched features, it aims to stand as the preferred economic engine for small businesses and micro-entrepreneurs.</p>
Unraveling the Potentials and Advantages of Bank Account Validation API in Diverse Sectors2023-07-26T05:35:09Zhttps://eko.in/blog/unraveling-the-potentials-and-advantages-of-bank-account-validation-api-in-diverse-sectors/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/exploring-the-benefits-of-payment-api-in-specific-industries-6-.png"></p><h2 id="introduction" tabindex="-1">Introduction: <a class="ext-link" href="https://eko.in/blog/unraveling-the-potentials-and-advantages-of-bank-account-validation-api-in-diverse-sectors/#introduction" target="_blank" rel="noopener">§</a></h2>
<p>In today’s fast-paced digital era, businesses from various sectors are increasingly relying on secure and efficient financial transactions. One indispensable facet of these transactions lies in bank account validation. To streamline and fortify this process, many industries have embraced Bank Account Validation APIs. Throughout this blog post, we shall delve into specific sectors that reap the rewards of this technology, including the realm of Financial Technology (FinTech) Companies, Payment Processors, E-commerce Platforms, Peer-to-Peer Lending Platforms, Online Money Transfer Services, Digital Wallet Providers, Financial Institutions, Loan and Credit Providers, Insurance Companies, and Gig Economy Platforms. Our exploration will shed light on how these industries can harness Bank Account Validation APIs to elevate customer experiences, streamline onboarding procedures, and surmount unique industry-specific challenges.</p>
<p><strong>Financial Technology (FinTech) Companies:</strong></p>
<p>FinTech companies frequently act as intermediaries for financial transactions. Bank Account Validation APIs empower them to securely authenticate and validate user bank accounts. This verification process significantly mitigates fraud risks, ensures compliance with regulatory requisites, and elevates the overall security and dependability of their services.</p>
<p><strong>Payment Processors:</strong><br />
Payment processors facilitate online transactions between merchants and customers. In this context, Bank Account Validation APIs play a pivotal role in verifying the bank account information provided by customers, thereby reducing the risk of unauthorized transactions and ensuring seamless payment processing.</p>
<p><strong>E-commerce Platforms:</strong><br />
E-commerce platforms can seamlessly integrate Bank Account Validation APIs to verify bank accounts of sellers, enabling direct bank transfers for payment settlements. This integration streamlines payment processes, instills trust between buyers and sellers, and reduces transaction fees associated with traditional payment methods.</p>
<p><strong>Peer-to-Peer Lending Platforms:</strong><br />
For Peer-to-Peer (P2P) lending platforms, verifying borrowers’ bank accounts is of utmost importance to ensure the funds are disbursed to legitimate accounts. Bank Account Validation APIs significantly contribute to validating the account information provided during loan applications, thereby enhancing the trust and security of the platform.</p>
<p><strong>Online Money Transfer Services:</strong><br />
Online money transfer services harness the potential of Bank Account Validation APIs to authenticate recipient bank accounts. By meticulously verifying the account details, these services ensure that funds are channeled to the intended recipients, thereby minimizing errors and elevating the speed and security of cross-border transactions.</p>
<p><strong>Digital Wallet Providers:</strong><br />
Digital wallet providers seamlessly integrate Bank Account Validation APIs, empowering users to securely link their bank accounts. This integration enables users to initiate transfers to and from their wallets, thereby facilitating seamless transactions and elevating the convenience and versatility of digital wallets.</p>
<p><strong>Financial Institutions:</strong><br />
Traditional financial institutions stand to gain from the integration of Bank Account Validation APIs, streamlining customer onboarding procedures and verifying account details. This integration effectively reduces manual errors, improves operational efficiency, and ensures compliance with regulatory requirements.</p>
<p><strong>Loan and Credit Providers:</strong><br />
Loan companies, credit providers, or lending platforms can effectively leverage Bank Account Validation APIs to assess the creditworthiness of applicants and verify bank account information during the loan application process. This invaluable resource helps mitigate the risk of fraudulent applications and ensures accurate fund disbursements.</p>
<p><strong>Insurance Companies:</strong><br />
Insurance providers can optimize their operations by utilizing Bank Account Validation APIs to validate bank accounts for premium payments, policyholder refunds, and claims settlements. This integration substantially enhances payment accuracy, reduces administrative overheads, and improves the overall customer experience.</p>
<p><strong>Gig Economy Platforms:</strong><br />
Gig economy platforms, acting as bridges between freelancers or independent contractors and clients, can substantially benefit from Bank Account Validation APIs to authenticate the bank account details of their service providers. This verification process ensures secure and timely payments for services rendered, fostering trust between parties.</p>
<p><strong>Conclusion:</strong><br />
Bank Account Validation APIs hold the promise of numerous benefits across industries, including heightened security, improved customer experiences, streamlined processes, and adherence to regulatory requirements. Whether we speak of FinTech companies, payment processors, e-commerce platforms, P2P lending platforms, online money transfer services, digital wallet providers, financial institutions, loan and credit providers, insurance companies, or gig economy platforms, integrating Bank Account Validation APIs can profoundly contribute to their success. By skillfully leveraging this technology, businesses can ensure seamless onboarding, proactively prevent fraud, and optimize financial transactions for their valuable customers.</p>
Harnessing the Potent Aadhaar Verification API: Revolutionizing Industries2023-07-26T04:20:22Zhttps://eko.in/blog/harnessing-the-potent-aadhaar-verification-api-revolutionizing-industries/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/harnessing-aadhaar-verification-api.jpg"></p><!--StartFragment-->
<h2 id="introduction" tabindex="-1">Introduction: <a class="ext-link" href="https://eko.in/blog/harnessing-the-potent-aadhaar-verification-api-revolutionizing-industries/#introduction" target="_blank" rel="noopener">§</a></h2>
<p>In an era increasingly dominated by digital advancements, businesses spanning diverse sectors are fervently seeking robust solutions to authenticate customer identities during onboarding processes. The Aadhaar verification API stands as a formidable answer to this quest, empowering enterprises to validate pertinent details with seamless precision. This Application Programming Interface is a beacon, illuminating the way towards enhancing customer experiences, expediting onboarding, and conquering unique industry-specific challenges. In this blog, we embark on an exploration of the various applications and benefits that the Aadhaar verification API bestows upon industries such as Travel and Hospitality, Insurance Companies, Online Lending, Healthcare and FinTech, as well as Digital Wallets and Payment Service Providers. The omnipotent capabilities of this API enable businesses to scale new heights, fortified by efficacious identification and verification methods.</p>
<h2 id="1-travel-and-hospitality" tabindex="-1">1. Travel and Hospitality: <a class="ext-link" href="https://eko.in/blog/harnessing-the-potent-aadhaar-verification-api-revolutionizing-industries/#1-travel-and-hospitality" target="_blank" rel="noopener">§</a></h2>
<ul>
<li><strong>Streamlining KYC Compliance:</strong> The Aadhaar verification API empowers travel and hospitality entities to seamlessly ascertain the authenticity of customer PAN details during the booking process, thus ensuring unwavering adherence to Know Your Customer (KYC) regulations.</li>
<li><strong>Mitigating Fraudulent Activities:</strong> Through the verification of PAN details, businesses can effectively shield themselves against the perils of fraudulent bookings and identity theft, fortifying both customer trust and enterprise security.</li>
<li><strong>Unleashing Streamlined Onboarding</strong>: Leveraging the PAN verification API, the onboarding process takes a paradigm shift towards automation, culminating in a seamless and time-efficient experience for customers.</li>
</ul>
<h2 id="2-insurance-companies" tabindex="-1">2. Insurance Companies: <a class="ext-link" href="https://eko.in/blog/harnessing-the-potent-aadhaar-verification-api-revolutionizing-industries/#2-insurance-companies" target="_blank" rel="noopener">§</a></h2>
<ul>
<li><strong>Ensuring Precision in Policyholder Verification:</strong> The Aadhaar verification API grants insurance companies the power to validate PAN details during policy applications, guaranteeing precise identification of policyholders while minimizing the risks of deceitful claims.</li>
<li><strong>Upholding Regulatory Compliance:</strong> The PAN verification process facilitates meticulous adherence to KYC regulations, ensuring potent safeguards against money laundering and other illicit activities.</li>
<li><strong>Elevating Onboarding and Claims Processing Efficiency:</strong> Integrating the PAN verification API enables insurance companies to expedite onboarding and streamline claims processing, consequently enriching operational efficiency and elevating customer satisfaction.</li>
</ul>
<h2 id="3-online-lending-healthcare-and-fintech" tabindex="-1">3. Online Lending, Healthcare, and FinTech: <a class="ext-link" href="https://eko.in/blog/harnessing-the-potent-aadhaar-verification-api-revolutionizing-industries/#3-online-lending-healthcare-and-fintech" target="_blank" rel="noopener">§</a></h2>
<ul>
<li><strong>Emphasizing Identity Verification:</strong> The PAN verification API serves as a cornerstone for businesses in these industries, authentically verifying the identity of borrowers, patients, or clients, thereby paving the path for unwavering compliance with regulatory norms.</li>
<li><strong>Elevating Data Accuracy:</strong> By subjecting PAN details to meticulous validation, businesses can uphold the sanctity of their customer records, dramatically mitigating errors and augmenting the reliability of data pivotal to lending decisions, healthcare services, or financial transactions.</li>
<li><strong>Bolstering Security Measures:</strong> The PAN verification process emerges as a formidable deterrent against identity theft, fraudulent activities, and non-compliance, infusing a sense of security that resonates with customers.</li>
</ul>
<h2 id="4-digital-wallets-and-payment-service-providers" tabindex="-1">4. Digital Wallets and Payment Service Providers: <a class="ext-link" href="https://eko.in/blog/harnessing-the-potent-aadhaar-verification-api-revolutionizing-industries/#4-digital-wallets-and-payment-service-providers" target="_blank" rel="noopener">§</a></h2>
<ul>
<li><strong>Enabling Effortless User Onboarding:</strong> The Aadhaar verification API empowers digital wallets and payment service providers to seamlessly verify PAN details during the registration process, thereby orchestrating a frictionless onboarding journey for users.</li>
<li><strong>Fortifying Security and Compliance:</strong> The robust verification of PAN details ensures meticulous adherence to regulatory prerequisites, thereby curbing fraudulent activities and fostering an impregnable payment ecosystem.</li>
<li><strong>Nurturing User Trust:</strong> The Aadhaar verification process instills unwavering confidence in users, fostering an unshakable belief in the legitimacy and dependability of the digital wallet or payment service provider.</li>
</ul>
<p><strong>Conclusion:</strong></p>
<p>The Aadhaar verification API heralds a new era of digital transformation, holding within its grasp the potential to transform industries across the spectrum. From Travel and Hospitality to Government Services, Education to Healthcare, the API’s benevolent reach extends far and wide, presenting manifold opportunities to elevate operations, fortify security, and deliver unparalleled customer experiences. Embrace this technological marvel and unleash its unparalleled prowess to propel your industry towards resounding success, amplified security, and an unwavering bond of trust with your valued patrons.</p>
<!--EndFragment-->Exploring the Benefits of Payment API in Specific Industries2023-07-13T09:29:59Zhttps://eko.in/blog/exploring-the-benefits-of-payment-api-in-specific-industries/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/exploring-the-benefits-of-payment-api-in-specific-industries-5-.png"></p><!--StartFragment-->
<p><strong>Introduction:</strong></p>
<p>In the modern digital landscape, businesses across various industries are embracing innovative technologies to optimize their financial transactions. One such technology is the <a href="https://eko.in/developers/eps/fund-settlement-api" target="_blank" rel="noopener" class="ext-link">Payment API</a> (Application Programming Interface), which offers a powerful solution for automating and streamlining payments. In this blog post, we will delve into specific industries, including Gig Economy Platforms, E-commerce and Marketplaces, Travel and Hospitality, Insurance Companies, Online Lending and FinTech, as well as Digital Wallets and Payment Service Providers. We will explore how businesses in these sectors can leverage the Payment API to enhance customer experiences, improve operational efficiency, and address industry-specific challenges.</p>
<ol>
<li>
<h2 id="gig-economy-platforms" tabindex="-1"><strong>Gig Economy Platforms</strong> <a class="ext-link" href="https://eko.in/blog/exploring-the-benefits-of-payment-api-in-specific-industries/#gig-economy-platforms" target="_blank" rel="noopener">§</a></h2>
</li>
</ol>
<p>Gig Economy Platforms, such as ride-sharing services, freelance marketplaces, and food delivery apps, operate with a vast network of service providers or contractors. The Payment API plays a crucial role in facilitating seamless and timely payments to these individuals, whether it’s disbursing salaries, vendor payments, or batch payments.</p>
<p>Benefits</p>
<ul>
<li>By integrating the Payment API, Gig Economy Platforms can automate payment processes.</li>
<li>Ensuring accurate and quick disbursements.</li>
<li>Improves operational efficiency</li>
<li>Reduces administrative overhead</li>
<li>Enhances the overall experience for service providers</li>
<li>Leading to stronger partnerships and increased satisfaction.</li>
</ul>
<ol start="2">
<li>
<h2 id="e-commerce-and-marketplaces" tabindex="-1"><strong>E-commerce and Marketplaces:</strong> <a class="ext-link" href="https://eko.in/blog/exploring-the-benefits-of-payment-api-in-specific-industries/#e-commerce-and-marketplaces" target="_blank" rel="noopener">§</a></h2>
</li>
</ol>
<p>E-commerce businesses and online marketplaces often face the challenge of handling multiple payment transactions involving sellers, affiliates, and vendors. The Payment API offers a comprehensive solution by automating complex payment ecosystems, including vendor settlements, affiliate commissions, bill payments, and batch payments. It enables businesses to process a large volume of payments efficiently.</p>
<p>Benefits</p>
<ul>
<li>By integrating the Payment API, e-commerce businesses can streamline payment workflows</li>
<li>Reduce manual errors</li>
<li>Foster stronger relationships with sellers and affiliates</li>
<li>Enhancing the overall customer experience.</li>
</ul>
<ol start="3">
<li>
<h2 id="travel-and-hospitality" tabindex="-1"><strong>Travel and Hospitality:</strong> <a class="ext-link" href="https://eko.in/blog/exploring-the-benefits-of-payment-api-in-specific-industries/#travel-and-hospitality" target="_blank" rel="noopener">§</a></h2>
</li>
</ol>
<p>The travel and hospitality industry involves various payment transactions, such as hotel bookings, travel agency commissions, and affiliate partnerships. The Payment API simplifies the disbursement of payments to hotels, travel agents, and other entities, ensuring timely and accurate settlements. Whether it’s handling vendor payments, batch payments, or bill payments.</p>
<p>Benefits</p>
<ul>
<li>Integrating the Payment API enables travel and hospitality businesses to streamline payment workflows</li>
<li>Reduce administrative burdens</li>
<li>Provide a seamless payment experience to partners and customers.</li>
<li>Improves efficiency</li>
<li>Builds trust</li>
<li>Enhances customer satisfaction within the industry.</li>
</ul>
<ol start="4">
<li>
<h2 id="insurance-companies" tabindex="-1"><strong>Insurance Companies:</strong> <a class="ext-link" href="https://eko.in/blog/exploring-the-benefits-of-payment-api-in-specific-industries/#insurance-companies" target="_blank" rel="noopener">§</a></h2>
</li>
</ol>
<p>Insurance companies regularly process claim settlements, premium refunds, and agent commissions. The Payment API streamlines these payment processes, automating disbursements to policyholders and agents. Whether it’s disbursing claims, processing premium refunds, or managing agent commissions.</p>
<p>Benefits</p>
<ul>
<li>Integrating the Payment API enables insurance companies to improve claims processing efficiency</li>
<li>Reduce paperwork</li>
<li>Provide a seamless payment experience to their stakeholders.</li>
<li>Maintain accurate records</li>
<li>Improve transparency</li>
<li>Strengthen relationships with policyholders and agents.</li>
<li>Enhances customer satisfaction</li>
</ul>
<ol start="5">
<li>
<h2 id="online-lending-and-fintech" tabindex="-1"><strong>Online Lending and FinTech:</strong> <a class="ext-link" href="https://eko.in/blog/exploring-the-benefits-of-payment-api-in-specific-industries/#online-lending-and-fintech" target="_blank" rel="noopener">§</a></h2>
</li>
</ol>
<p>The lending industry, including peer-to-peer lending platforms and online lenders, faces the challenge of facilitating loan disbursements, repayments, and interest payments to borrowers and investors. The Payment API offers a robust solution by automating these processes, ensuring efficient fund transfers and accurate accounting. Whether it’s facilitating loan disbursements, processing repayments, or handling interest payments.</p>
<p>Benefits</p>
<ul>
<li>Integrating the Payment API enables online lending platforms to enhance operational efficiency</li>
<li>Reduce the risk of manual errors</li>
<li>Improves the overall borrower and investor experience</li>
<li>Fosters trust</li>
<li>Accelerates financial transactions</li>
<li>Supports the growth of the lending and FinTech sectors.</li>
</ul>
<ol start="6">
<li>
<h2 id="digital-wallets-and-payment-service-providers" tabindex="-1"><strong>Digital Wallets and Payment Service Providers:</strong> <a class="ext-link" href="https://eko.in/blog/exploring-the-benefits-of-payment-api-in-specific-industries/#digital-wallets-and-payment-service-providers" target="_blank" rel="noopener">§</a></h2>
</li>
</ol>
<p>Digital wallets and payment service providers handle a significant number of transactions, including person-to-person transfers, merchant settlements, batch payments, and bill payments. The Payment API empowers these businesses to automate payment processes, ensuring swift and secure fund transfers.</p>
<p>Benefits</p>
<ul>
<li>By integrating the Payment API, digital wallets and payment service providers can enhance transaction processing speed</li>
<li>Reduce costs associated with manual interventions</li>
<li>Provide a seamless payment experience to their users</li>
<li>This drives customer loyalty</li>
<li>Boosts user engagement</li>
<li>Solidifies their position in the highly competitive payment industry.</li>
</ul>
<p><strong>Conclusion:</strong></p>
<p>The Payment API revolutionizes financial transactions across a wide range of industries. By leveraging this powerful technology, businesses in the Gig Economy, E-commerce, Travel and Hospitality, Insurance, Online Lending, and Digital Wallet sectors can enhance operational efficiency, improve customer experiences, and address industry-specific challenges. Whether it’s automating disbursements to service providers, streamlining complex payment ecosystems, facilitating prompt settlements, or enhancing user engagement through batch payments and bill payments, the Payment API is a game-changer. Embrace this technology to stay ahead of the curve, drive business growth, and deliver seamless financial experiences in your industry.</p>
<!--EndFragment-->How to transfer money from India to Nepal seamlessly?2022-05-18T12:11:25Zhttps://eko.in/blog/how-to-transfer-money-from-india-to-nepal-seamlessly/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/how-to-transfer-money-from-india-to-nepal-seamlessly.jpg"></p><p>Having trouble transferring money from India to Nepal? Don’t know if you can transfer or receive money from Nepal while in India and earn some money out of it?</p>
<p>No need to worry as we will give you some easy steps on how to do it. In this article, we will be discussing the methods of India to Nepal money transfer provided by <strong><a href="https://bit.ly/3LoLxt5" target="_blank" rel="noopener" class="ext-link">Eko Connect</a></strong> by which you can easily do the money transfer from India to Nepal hassle-free.</p>
<p><strong><br />
<em>Let’s learn the process step by step:</em></strong></p>
<p><strong><br />
Step 1: Sign Up on Eko Connect:</strong> Download the <strong><a href="https://bit.ly/3LoLxt5" target="_blank" rel="noopener" class="ext-link">Eko Connect</a></strong> mobile app from Google Playstore or Apple Store. Once it’s done, sign up and make your account on it. You can either sign up with your mobile number, Google account, or Facebook account. It’ll ask to verify your mobile number and your location access. After that, it will ask you whether you’re a seller, a distributor, or an API partner. Select the “Seller” option and tap on next. Now, you’ll be asked to enter your details like your name, business details, address, and so on. Once you proceed, you’ll be asked to upload your PAN card photo and your Aadhaar card photo. Complete all the basic details and complete your account on <strong><a href="https://bit.ly/3LoLxt5" target="_blank" rel="noopener" class="ext-link">Eko Connect</a>.</strong></p>
<p><strong><br />
Step 2:</strong> Once your account is created, go to the left menu, and select the <strong>“Indo-Nepal”</strong> option.</p>
<p><strong><br />
Step 3:</strong> Enter the details of the beneficiary’s bank account like account number, IFSC code, and Bank name, and submit. Enter the amount you want to transfer and make the payment. The beneficiary will receive the payment within 24 hours of the transaction.</p>
<p><strong><br />
<em>Viola, your transaction is complete.</em></strong></p>
<p><strong>Takeaway</strong></p>
<p>Now you can transfer money from India to Nepal in three simple steps and unlock different opportunities! You can easily just sign up on <strong><a href="https://bit.ly/3LoLxt5" target="_blank" rel="noopener" class="ext-link">Eko Connect</a></strong> and earn a commission of up to 50,000 INR by helping your customers to send money to Nepal. Eko Connect also offers doorstep cash delivery, and utility bill payments, sell insurance along with India to Nepal money transfer online, and earn high commissions through the app!</p>
How to Start a Domestic Money Transfer Business with Your Own Brand?2022-05-09T12:46:46Zhttps://eko.in/blog/how-to-start-a-domestic-money-transfer-business-with-your-own-brand/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/dmt.jpg"></p><p>Starting and growing a domestic money transfers firm can provide several advantages and attractive rewards. Money transfers are made every day from different parts of the country, so you can be certain that there will always be a market for your product. Perhaps most importantly, you will feel a sense of accomplishment knowing that you are assisting folks in meeting their financial obligations.</p>
<p><strong>What Is Domestic Money Transfer?</strong></p>
<p>In the money transfer industry, you have the ability to transmit money rapidly and round the clock to any IMPS bank in India. <strong><a href="https://eko.in/developers/eps/domestic-money-transfer-api" target="_blank" rel="noopener" class="ext-link">Domestic Money Transfers</a></strong> is a service offered by a variety of organizations that allows you to transfer money from one bank account to another in any region of the country.</p>
<p>Transferring money is a really straightforward process. The person wishing to transmit money must first deposit the funds with a domestic money transfer agent. The amount would then be sent to the sender via NEFT or IMPS technology by the agent to the recipient.</p>
<p><strong>Advantages Of Domestic Money Transfer Business:</strong></p>
<p>There is no need for a physical presence in today’s world of online businesses. As a result, you may avoid the expenditures of rent, office furniture, personnel, and other expenses associated with a physical office.</p>
<p><strong>Setting Up A Money Transfer Business-</strong></p>
<p><strong>Licensing:</strong></p>
<p>Because money transfer businesses are required to be licensed in the majority of nations and territories, it is important to begin by learning how licensing works and then proceed from there.</p>
<p>There are different levels of difficulty in getting a license for a domestic money transfer business. The difficulty level from lowest to highest goes as follows:</p>
<p>● Affiliate</p>
<p>● Correspondent</p>
<p>● Correspondent / ISO</p>
<p>● Authorized Delegate</p>
<p>● Licensed</p>
<p>● Banking Agent</p>
<p><strong>Working capital:</strong></p>
<p>The next thing you need for your business is working capital. If you choose the Affiliate path, you should spend your money on landing pages, blog posts, SEO, SEM, ad campaigns, and social media marketing.</p>
<p>If you choose the correspondent method, you will be asked to put up a minimal investment that will be added to your pre-paid wallet which will be used for performing the activities required by the clients. Additionally, you will need the IT hardware to perform these activities like a mobile phone and fingerprint scanner.</p>
<p><strong>Banking access:</strong></p>
<p>It is difficult to find a bank ready to collaborate with a Money Service Business (MSBs) engaged in the cross-border money transfer business. Hence this might prove a difficult aspect in starting your domestic money transfer business.</p>
<p>However, there are multiple providers like <strong><a href="https://play.google.com/store/apps/details?id=in.eko.connect" target="_blank" rel="noopener" class="ext-link">Eko Connect</a>,</strong> which can enable you to act on behalf of banks to perform transactions.</p>
<p><strong>Compliance Program:</strong></p>
<p>A well-thought-out, pragmatic, and ever-improving Compliance Program is the foundation of any well-established money-transfer organization.</p>
<p>Make your compliance program with the best business you can afford. Each legal corridor through which you operate and the transaction/financial model through which your organization operates have their own nuanced features that can make or break a compliance program; this is where expertise comes in.</p>
<p><strong>Software and allied services:</strong></p>
<p>Unless your agreement includes software (to run your money transfer business) and linked services such as ID verification, you will need to make your own arrangements. This work should begin concurrently as soon as possible because the implementation can take some time. The goal is to create a system that can provide both front-office and back-office services, as well as audit records for auditors.</p>
<p><strong>Business plan:</strong></p>
<p>You should be very explicit about the structure of your transaction set. How the money will be distributed. Many people enter the business without giving much thought to how much money they would make.</p>
<p>Every last dime must be tracked. You should understand exactly how this works and how much money is deducted at each stage of the journey. You should also be aware of who is holding this money.</p>
<p><strong>Money transfer API:</strong></p>
<p><strong><a href="https://eko.in/developers/eps/domestic-money-transfer-api" target="_blank" rel="noopener" class="ext-link">Domestic Money Transfer API</a></strong> is an excellent option for website owners, SMEs, and other organizations to gain additional cash. Intelligent payment routing for maximum profit at the lowest possible cost. APIs are utilized by many banks all around the world. Money Transfer API is an essential component of the banking system.</p>
<p>There are numerous money transfer API providers in India that can give you the right APIs according to your needs. However, before embarking on a partnership with these <strong><a href="https://eko.in/developers/eps/domestic-money-transfer-api" target="_blank" rel="noopener" class="ext-link">DMT API</a></strong> providers it is wise to do research and make inquiries about the legitimacy of the company.</p>
<p>If you are planning to launch your own money transfer application in India or planning to add this as an additional feature to your pre-existing application, you can take benefit from services like <strong><a href="https://eko.in/developers/eps" target="_blank" rel="noopener" class="ext-link">Eko Platform Services (EPS)</a></strong>, which can get you started on the required services in the most compliant manner. EPS provides various API’s like, <strong><a href="https://eko.in/developers/eps/aeps-cashout-sdk" target="_blank" rel="noopener" class="ext-link">AePS API</a>, <a href="https://eko.in/developers/eps/domestic-money-transfer-api" target="_blank" rel="noopener" class="ext-link">DMT API</a>, <a href="https://media.eko.in/bbps-electricity-and-water-bill-payment/" target="_blank" rel="noopener" class="ext-link">BBPS API</a>, mATM API.</strong></p>
<p>Reach us at <strong><a href="mailto:api.sales@eko.co.in" target="_blank" rel="noopener" class="ext-link">api.sales@eko.co.in</a></strong> or <strong><a href="tel:08045681131" target="_blank" rel="noopener" class="ext-link">08045681131</a>.</strong></p>
5 Profitable Ideas to Generate More Income2022-04-20T11:16:44Zhttps://eko.in/blog/5-profitable-ideas-to-generate-more-income/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/side-business.png"></p><p>People are always looking for ways to earn more money. In a world where making money is so difficult, it’s nice to have some extra cash in your pocket from something that you yourself do rather than another institution. Here are five ideas for side business that can help you generate some extra income without all the grueling work and stress of full-time employment.</p>
<ol>
<li><strong>Promote your Skill on <a href="https://www.instagram.com/" target="_blank" rel="noopener" class="ext-link">Instagram</a> :</strong> Depending upon what your skillset is, you can create a page on Instagram to promote your passion and skill which in turn could generate money for you with respect to direct selling of your product or consultation.</li>
</ol>
<p>People who love to create arts such as painting, drawing, and photography can turn those creativities into marketable product and sell online directly. If you are passionate about cooking, yoga, digital marketing, and such skills, you can start to show off these talents online and can get extra money when these gets recognised.</p>
<ol start="2">
<li>
<p><strong>Pick up your love of cooking:</strong> Cooking can be a fun and creative way for anyone to spend some time in their free time. In addition, food is usually something of value that people buy every day no matter what the cost. If you have always had a love for cooking and would like to try your hand at selling your food items, consider buying a food truck and opening up your own small business. You can start off slow with just one food item that you sell every day and slowly build up more products as you get larger and gain more regulars.</p>
</li>
<li>
<p><strong>Use Eko Connect for selling financial services:</strong> With the help of an <a href="https://play.google.com/store/apps/details?id=in.eko.connect" target="_blank" rel="noopener" class="ext-link">Eko Connect App</a>, one can start making money by doing money transfer and mobile recharge for anyone who needs to perform this activity. On every transaction made, you will earn a certain percentage of the transfer amount. You don’t need any prior experience or expertise to earn through this, you just have to download the app and find customers around you who want to deposit money, withdraw money, transfer money or need quick mobile recharge for them.</p>
</li>
<li>
<p><strong>Become an affiliate marketer:</strong> Affiliate marketers make money by getting people to purchase products or services using their referral link. There are many different ways to become an affiliate marketer, including writing articles about certain products, driving traffic to your own website using email marketing software and then converting them on your site. You’ll be able to make a decent profit on every sale you make through your website, social media or any other way.</p>
</li>
<li>
<p><strong>Become a freelancer:</strong> Freelancing is another great way to earn some side cash. You have time to work on your own time, so you can choose your own hours. This is a great idea for moms who are looking for ways to earn and stay home with their kids at the same time. There are many different types of freelancing out there too; you can freelance as an accountant, bookkeeper, graphic designer, or marketer.</p>
</li>
</ol>
<p><strong><br />
Final words</strong></p>
<p>There are so many ways to make money on the side that don’t include sacrificing your full-time job security or creating a lot of stress in your life. Take some time at night, or while the kids nap during the day, and search for something that interests you till you are confident enough that the side business can be converted into a full-fledged operation.</p>
Tricks to increase footfall at your retail store2022-04-18T12:26:02Zhttps://eko.in/blog/tricks-to-increase-footfall-at-your-retail-store/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/eko-thumnail-1-.jpg"></p><p>Do you own a retail store? Are you looking to increase footfall at your retail stores? Don’t worry retail stores owners, we are bringing some of the tips and tricks that can be used to do so. Since the pandemic, it has become a difficult task to not only generate sales but also increase footfall.</p>
<p>However, there is nothing to worry about. Everything you require can be found here. In the following sections, we’ll go over six crucial recommendations for increasing footfall to retail stores.</p>
<h2 id="appearance-and-communication-skills" tabindex="-1">Appearance and Communication Skills <a class="ext-link" href="https://eko.in/blog/tricks-to-increase-footfall-at-your-retail-store/#appearance-and-communication-skills" target="_blank" rel="noopener">§</a></h2>
<p>The way a storefront appears is the first impression to customers. The storefront should be wide open to make the retail store visible enough. In addition to that, the wall visible from the outside should be well presented. For instance, products with eye-catching packaging should be on display. This way it will give a reason to the customer as to why a prospective customer should enter the store.</p>
<p>Nonetheless, communication skills are also a necessary part of the same thing. A call boy outside the retail store can prove to be beneficial. Not only does it seem attractive, but using captivating lines is also helpful. Using this approach, footfall at retail stores can significantly increase. These activities help to improve retail business.</p>
<h2 id="store-online-branding" tabindex="-1">Store Online Branding <a class="ext-link" href="https://eko.in/blog/tricks-to-increase-footfall-at-your-retail-store/#store-online-branding" target="_blank" rel="noopener">§</a></h2>
<p>Online branding of the store has been a trend for a while now. Numerous activities like running ads and social media marketing can be highly advantageous. Registering on platforms like <a href="https://g.page/r/CXGalHOeX3CsEAE" target="_blank" rel="noopener" class="ext-link">Google My Business</a>, <a href="https://www.justdial.com/" target="_blank" rel="noopener" class="ext-link">Justdial</a>, <a href="https://www.sulekha.com/" target="_blank" rel="noopener" class="ext-link">Sulekha</a>, <a href="http://yellowpages.in/" target="_blank" rel="noopener" class="ext-link">Yellow Pages</a>, <a href="https://www.indiamart.com/" target="_blank" rel="noopener" class="ext-link">Indiamart </a>can be a great help to grow retail business.</p>
<p>Multiple platforms allow businesses to publish a product catalog as well as store information. Afterward, doing its SEO can be a little difficult but worth the resources invested. The conversion to effectively utilizing resources for the same can result in increasing footfall at retail stores.</p>
<p>Moreover, emphasizing E-mail marketing and social media engagement helps in reminding the customers of the retail store.</p>
<h2 id="strategic-tie-up-with-complimentary-services" tabindex="-1">Strategic tie up with complimentary services <a class="ext-link" href="https://eko.in/blog/tricks-to-increase-footfall-at-your-retail-store/#strategic-tie-up-with-complimentary-services" target="_blank" rel="noopener">§</a></h2>
<p>Signing up on complementary and crucial services like offering Financial help to the vicinity using apps like <a href="https://play.google.com/store/apps/details?id=in.eko.connect" target="_blank" rel="noopener" class="ext-link">Eko Connect</a> can lead to an increase in footfall of customers who may or may not be your direct target audiences by default. This will lead to an increase in eyeballs not only of the target audience but also the people who may not have visited the store by default. Eko connect helps you to offer financial services like AePS money transfer, Mobile recharge, Bill payments and so on. This will not only add to your income but also to your stature and skillset making you more digital.</p>
<h2 id="expansion-of-retail-business" tabindex="-1">Expansion of Retail Business <a class="ext-link" href="https://eko.in/blog/tricks-to-increase-footfall-at-your-retail-store/#expansion-of-retail-business" target="_blank" rel="noopener">§</a></h2>
<p>Once the business has taken off the ground and reached a milestone, expand your business. Look out for new products trending in the market. Not only increase the variety of products but also the range of products. Based on pricing, usability, and client demands, the product line can be expanded.</p>
<p>Another big step that can be taken is expanding to other localities. Increase the number of retail stores in the city to create brand awareness.</p>
<h2 id="grow-retail-business-online" tabindex="-1">Grow Retail Business Online <a class="ext-link" href="https://eko.in/blog/tricks-to-increase-footfall-at-your-retail-store/#grow-retail-business-online" target="_blank" rel="noopener">§</a></h2>
<p>Expansion of the store is equally important on digital platforms. Online marketing is growing with each day passing. Making a presence online about the store can increase sales as well as footfall at the stores.</p>
<p>An important aspect to grow retail business online is developing an e-commerce website. Afterward, doing its SEO is also a necessary task to do. Even after creating a website, if it does not appear on the top then what is the use of it all. Hence, the activity of running ads on different platforms remains a salient task.</p>
<p>Another trick is to shake hands with existing brands on online marketplace platforms, such as <a href="https://www.amazon.in/" target="_blank" rel="noopener" class="ext-link">Amazon</a>, <a href="https://www.flipkart.com/" target="_blank" rel="noopener" class="ext-link">Flipkart</a>, <a href="https://www.jiomart.com/" target="_blank" rel="noopener" class="ext-link">JioMart</a>, <a href="https://www.tatacliq.com/" target="_blank" rel="noopener" class="ext-link">TATA CliQ</a>, <a href="https://meesho.com/" target="_blank" rel="noopener" class="ext-link">Meesho</a> etc. This will help the store to boost interstate sales. Moreover, an online presence can play a crucial role in generating overseas sales as well.</p>
<p>The partnership with complementary brands can be helpful in the expansion of the audience. The audience which is being targeted is a crucial aspect of digital marketing. Audience selection should be done based on their needs.</p>
<h2 id="mobile-application-and-marketing" tabindex="-1">Mobile Application and Marketing <a class="ext-link" href="https://eko.in/blog/tricks-to-increase-footfall-at-your-retail-store/#mobile-application-and-marketing" target="_blank" rel="noopener">§</a></h2>
<p>After all of the required steps for expanding retail businesses have been taken, client loyalty should be nurtured. Building a mobile application will not only make it easy for the customer to view our store. But also, every time they want to look for something to buy, they will open our app. That also in itself can be used for monetizing.</p>
<p>After building an application, it can be sponsored on the basis of the audience’s search. The use of proper keywords and SEO can be of great use. Moreover, it can boost search results on application stores.</p>
<h1 id="conclusion" tabindex="-1">Conclusion <a class="ext-link" href="https://eko.in/blog/tricks-to-increase-footfall-at-your-retail-store/#conclusion" target="_blank" rel="noopener">§</a></h1>
<p>It can be stated that the retail environment has been dynamic as it has been ever since. In addition to all the aspects, competition is sky-touching. Even the customers are rapidly changing their approach to making purchases. The industry is pacing to changes at a very high rate. Only the retail businesses that will cope with the trends, will survive.</p>
<p>Henceforth, a list of key pointers on growing retail business and expanding retail stores has been given stated in this article.</p>
<p>If you are looking to add financial services to your list of products, download <a href="https://play.google.com/store/apps/details?id=in.eko.connect" target="_blank" rel="noopener" class="ext-link">Eko Connect</a> application via Google Play store.</p>
5 Best Low-Investment Business Ideas For 20222022-03-30T11:59:58Zhttps://eko.in/blog/5-best-low-investment-business-ideas-for-2022/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/5-side-business-ideas-to-generate-more-income.png"></p><p><strong>Top 5 Low Budget Business Ideas For 2022</strong></p>
<p>Creating a business for your new startup can be a daunting task, as it requires money and resources to achieve your goal. That said, there are a few low cost business ideas to create an income without spending too much cash. Our article will highlight five of the best low-budget ideas for those looking to create an income or looking for great ways to earn. These businesses are relatively easy to implement, require minimal amounts of manpower, and have high-profit margins.</p>
<p><strong>1. Become an Insurance Agent:</strong> There’s nothing more lucrative than selling something that people buy with hopes of never using! Insurance agents make money off people who need insurance the most. People can sign up on <a href="https://play.google.com/store/apps/details?id=in.eko.connect&hl=en_IN&gl=US" target="_blank" rel="noopener" class="ext-link">Eko Connect</a> application and start to sell various insurance policies available on the platform.</p>
<p>The platform is easy to work with and people can make upto ₹50,000 per month by providing financial services through <a href="https://play.google.com/store/apps/details?id=in.eko.connect&hl=en_IN&gl=US" target="_blank" rel="noopener" class="ext-link">Eko Connect</a> application.</p>
<p><strong>2. Create digital products or courses:</strong> This is another sure fire way to earn money online. Some of the best digital products are:</p>
<ol>
<li>Tutorials on working with WordPress</li>
<li>Social Media Marketing</li>
<li>How to build a website</li>
<li>How to code HTML, CSS, and JavaScript.</li>
</ol>
<p>Each product requires a certain amount of technical know-how, but they can be created easily by someone who is willing to devote at least a couple of hours per day. Once you’ve created your repertoire, sell them to people in your niche or other similar communities using an online store or simply promote them on social media. Once you notice some initial traction, you can start charging for your service and become an authority within your industry.</p>
<p><strong>3. Use <a href="https://play.google.com/store/apps/details?id=in.eko.connect&hl=en_IN&gl=US" target="_blank" rel="noopener" class="ext-link">Eko Connect</a> App to do mobile recharges and money transfer/collection:</strong> You can download the app and start offering simple yet necessary services like money transfer, cash withdrawal and mobile recharges. The <a href="https://play.google.com/store/apps/details?id=in.eko.connect&hl=en_IN&gl=US" target="_blank" rel="noopener" class="ext-link">Connect app</a> will let you transfer money using bank accounts and you will be paid a commission for each transaction that is performed by you making it a great way to earn. You can also use it to make recharges and collect cash easily. People will really find it helpful for all those times when they want to transfer/recharge but don’t have cash. Another special feature of <strong><a href="https://play.google.com/store/apps/details?id=in.eko.connect&hl=en_IN&gl=US" target="_blank" rel="noopener" class="ext-link">Eko Connect</a></strong> application is that it also allows you to perform AePS transactions. Using AePS you do not need to remember the bank account details or ATM pin and only perform the transaction using the biometric verification.</p>
<p><strong>4. Sell Custom Printed Products</strong>: If you have any sort of product that you design and can produce quickly, then consider selling it as a custom printed physical gift. This might include t-shirts, prints, and even stickers. If your product is available for direct sale then the profit margin becomes zero due to the cost of production being significantly higher than the actual cost of maintaining your company. However, one way to circumvent this issue is to use a fulfillment center that will allow you to print products on demand. You can take the advantage of e-commerce to take order online and sub contract the orders to the people who can fulfil the orders making it a more profitable business.</p>
<p><strong>5. Start Affiliate Marketing:</strong> Getting involved in affiliate marketing can be a great way to earn money online. If you’re already an expert in your niche, then it might be great for you to use your knowledge and create a blog that promote different products from different companies. Another option is to promote companies that pay you commission for each sale they make through your link.</p>
<p>Again, the main task here is simply creating content and providing value; the product will come later because people who are brand loyal can always seek out those products through affiliate marketing websites on their own. As with all of these programs, if you’re willing to do a bit of work and put in some effort, then there’s no reason why this wouldn’t prove profitable for you in the future.</p>
<p><strong><br />
Final Words</strong></p>
<p>All of the ideas we’ve mentioned above have been proven time and time again to work. However, as with anything in life, you need to remain focused and keep a positive attitude. If you’re willing to put in the work, then there’s no reason why you can’t succeed.</p>
How to do AePS Registration on Eko Connect2022-02-18T05:15:12Zhttps://eko.in/blog/how-to-do-aeps-registration-on-eko-connect/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/best-aeps-api-service-provider-company-in-india.png"></p><p><strong>A Simple Guide to become an AePS agent on Eko Connect</strong></p>
<p>Information is the first step to taking action. This article will teach you how the Aadhaar enabled payment system (AePS) needs to be registered and the requirements to enable this process. There is also a quick walkthrough on how to do AePS registration online and generate AePS ID for free.</p>
<p>The Central Government has decided that the Aadhaar based e-KYC has become mandatory for all financial and non-financial services providers. This article will help you understand how this process is to be done and how you can register for the process.</p>
<p>First of all, let us understand the basic requirements that you need to fulfill in order to complete your AePS registration online for free:</p>
<p><strong>1</strong>. You must have a valid Aadhaar card and a PAN card.</p>
<p><strong>2</strong>. You must have a biometric device.</p>
<p><strong>3</strong>. You must have a PC or a smartphone to complete the process.</p>
<p>Once you have all of them, you can start your AePS registration online process. Let us understand step by step how you can do it:</p>
<p><strong><br />
Step 1: Sign up on Eko Connect:</strong> First, visit the website and select the Merchant option. You’ll be asked to give you basic information like your name, mobile number, and email ID. You’ll also be asked to give your 12 digit Aadhaar number, your PAN details. This can be done on both a laptop or computer and mobile.</p>
<p><strong><br />
Step 2: On mobile, download the Eko Connect application:</strong> After you have signed up, you’ll be asked to download the Eko Banking app on your smartphone. You can do it directly from the <a href="https://play.google.com/store/apps/details?id=in.eko.connect" target="_blank" rel="noopener" class="ext-link">google play store</a>. Once you have downloaded it, sign in with your username and password that you used while signing up.</p>
<p><strong><br />
Step 3: Register your biometric device:</strong> You will be asked by the system to register your biometric device. In order to register your biometric device, you’ll have to connect it with a USB cable on your PC or smartphone. Upon the connection with the application, the respective device will first install the required drivers and then complete the registration process.</p>
<p><strong><br />
Step 4: Auto Verification:</strong> As you’ll connect your biometric device, an auto verification process will begin with your Aadhaar card. You can verify this by using your fingerprint on the biometric device.</p>
<p><strong><br />
Step 5: Start serving your customers:</strong> And… It’s done! Now you can start serving your customers via the <a href="https://play.google.com/store/apps/details?id=in.eko.connect" target="_blank" rel="noopener" class="ext-link">Eko Connect App</a> and earn a commission up to ₹ 50,000 per month.</p>
<p>In case you face any kind of trouble with any of the above steps, you can connect with an Eko expert via live chat available on the website. The customer support services are available 24/7.</p>
<p><strong><br />
Takeaway</strong></p>
<p>We hope this article helped you complete your AePS registration online for free. However, kindly make sure that you have a decent biometric device that is configured properly with the <a href="https://play.google.com/store/apps/details?id=in.eko.connect" target="_blank" rel="noopener" class="ext-link">Eko Connect App</a>. Feel free to get in touch with their team in case of any doubts.</p>
Why your Business Needed PAN Verification API?2022-02-15T12:02:45Zhttps://eko.in/blog/why-your-business-needed-pan-verification-api/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/blog2.png"></p><p><strong>Need for PAN Verification API and its Integration</strong></p>
<p>PAN number is a 10-character alphanumeric number issued by the Income Tax Department, Government of India. The PAN card serves as proof of identity and address for all financial transactions that require it and is an important part of your KYC (Know Your Customer) requirements.</p>
<p><strong><br />
Why does an individual need a PAN card?</strong></p>
<ol>
<li>Receive tax benefits, exemptions and real-time assessment of tax returns</li>
<li>Receive government-issued subsidies and benefits under PDS, Kisan Credit Card</li>
<li>Receive discounts on KYC verified products like insurance, credit cards, investments etc.</li>
<li>Avoid delay in receiving government-issued subsidies and benefits under PDS, Kisan Credit Card</li>
<li>Avoid being denied a new bank account due to information mismatch or misreporting of details in the documents submitted by the applicant</li>
</ol>
<p><strong><br />
Who needs the PAN verification API?</strong></p>
<p>The pan verification API has a wide application in different industries like:</p>
<ol>
<li><strong>Lending Platforms:</strong> All the NBFC, and lending platforms need to verify customers’ PAN and fetch other credit-related information like CIBIL score which needs the pan card to be verified. Eko platform services provide NSDL PAN verification API that enables such platforms to verify pan cards on the go, and can handle numerous applications easily.</li>
<li><strong>Insurance Providers:</strong> Various insurance companies have to verify the PAN cards of their policyholders. A system that uses the pan verification API is integrated with their systems for ease of processing.</li>
<li><strong>Financial Institutions:</strong> Finance institutions have to verify the PAN cards of their customers for payment and for various other purposes. A system that uses the pan verification API has to be integrated with the system from which money is being transferred.</li>
<li><strong>Corporations:</strong> The Corporate sector has multiple internal and external transactions that need the PAN card verification API. Some of them are for ease of processing payrolls and others help in limited access to sensitive data thereby alerting only those who need to</li>
<li><strong>Private Tax filing platforms:</strong> Private tax filing platforms have to verify the pan card details as per government norms. A system that uses the pan verification API is integrated with their systems for ease of processing.</li>
<li><strong>Payments & Fintech Companies:</strong> The fund transfer and payments industry is a hot market right now. Companies like PayTM and other digital payment platforms have to verify the pan details of the user. A system that uses the pan verification API is integrated with their systems for ease of processing.</li>
</ol>
<p><strong>Benefits of Eko’s PAN Verification API-</strong></p>
<ul>
<li>Instant Merchant Onboarding</li>
<li>Easy and developer-friendly documentation</li>
<li>Lowest Fee</li>
<li>Highest Commission</li>
<li>Highest Success Rate</li>
<li>24x7 Support</li>
</ul>
<p><strong>In a nutshell</strong></p>
<p>The pan card verification API provides an easy way of integrating third-party applications that require the PAN card. It also helps in completely automating the verification process as it has built-in webhooks, which can easily be integrated with various third party applications. The PAN card verification API can also be used by other organizations who are dealing with individuals or anyone in financial capacity for verification.</p>
<p>Reach out to the Eko sales team for any support in regards with the same at <strong><a href="mailto:api.sales@eko.co.in" target="_blank" rel="noopener" class="ext-link">api.sales@eko.co.in</a></strong> or <strong><a href="tel:08045681131" target="_blank" rel="noopener" class="ext-link">08045681131</a>.</strong></p>
अपनी दुकान पर ग्राहक बढ़ाने के पाँच तरीके2022-01-13T09:51:51Zhttps://eko.in/blog/apni-dukaan-par-graahak-badhaane-ke-paanch-tareeke/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/download-20.png"></p><p><strong>1) अपनी दुकान के बाहर एक खूबसूरत और अलग बोर्ड लगाएं:</strong> ग्राहक कर दुकान पर ध्यान नहीं देते, इसलिए यदि आप उन्हें आकर्षित करना चाहते हैं तो एक अलग तरीके का ऑफर या बोर्ड बनवाइए जो कि लोग दूर से ही देखकर जिज्ञासु हो सकें। ऐसा करने से ना केवल आप नए ग्राहक से कमाई कर सकते हैं, बल्कि गुडविल भी बढ़ा सकतें हैं।</p>
<p><strong>2) पैसे जमा, निकलने या मोबाइल रिचार्ज जैसी सेवाओं को देना शुरू करें:</strong> <a href="https://play.google.com/store/apps/details?id=in.eko.connect" target="_blank" rel="noopener" class="ext-link">कनेक्ट ऐप</a> जैसे किसी भी ऐप का उपयोग करके, आप धन जमा, नकद निकासी, मोबाइल रिचार्ज आदि जैसी सेवाएं देना शुरू कर सकते हैं। न केवल यह आपकी अधिक आय प्राप्त करने में मदद करेगा, और यो और जो ग्राहक आपके स्टोर में आएंगे वे अतिरिक्त रूप से आपसे कुछ खरीद सकते हैं और यहां तक कि एक नियमित ग्राहक भी बन सकते हैं।</p>
<p><strong>3) अपने व्यवसाय कार्ड को गलियारों में रखें:</strong> जब ग्राहक अंदर आते हैं, तो उन्हें आपका कार्ड तुरंत मिल जाना चाहिए। यह सरल कार्य आपको अपने आस-पास की अन्य छोटी दुकानों से अलग दिखने में मदद कर सकता है और ग्राहकों को बता सकता है कि जब वे वहां होंगे तो उन्हें गुणवत्तापूर्ण सेवा और अच्छी डील मिलेगी।</p>
<p><strong>4) केवल अपना व्यवसाय कार्ड न रखें, एक फ़्लायर रखें जो आपसे खरीदारी के लाभों की व्याख्या करे:</strong> कुछ कूपन और आफर की पेशकश करके, आप ग्राहकों को बता सकते हैं कि उन्हें आपकी दुकान पर खरीदारी के लिए कुछ खास मिलेगा। इससे कोई फर्क नहीं पड़ता कि आप किस तरह की दुकान के मालिक हैं - यह एक सुविधा स्टोर या ब्यूटी पार्लर हो सकता है - अगर उन्हें लगता है कि आपसे खरीदी करने पर उन्हें कुछ अतिरिक्त मिलेगा, तो वे ज़रूर आपसे कुछ लेंगे। या शायद इससे भी बेहतर, ‘इस दिन आये और हमारे पूरे स्टॉक पर 25% छूट प्राप्त करें’ और ‘हर खरीदारी के साथ मुफ्त 10% उपहार’ जैसे कुछ ऑफर को बढ़ावा दें, जो आपकी बिक्री और ग्राहक आधार को और अधिक तरीकों से बढ़ाने में आपकी मदद करेगा।</p>
<p><strong>5) एक अच्छा ग्राहक सेवा अनुभव बनाएं:</strong> ग्राहकों की देखभाल करने से आपको कई लाभ मिलेंगे, इसलिए कोई भी छोटा व्यवसाय का मालिक जो अच्छी ग्राहक सेवा की पेशकश कर सकता है, उसे अधिक ग्राहक मिल जाते हैं। इससे कोई फर्क नहीं पड़ता कि आपका स्टोर कितना छोटा है , जब आप अपने ग्राहकों का ख्याल रखते हैं, तो वे बार-बार वापस आएंगे न केवल इसलिए कि आप अच्छी सेवा दे रहे हैं, बल्कि इसलिए कि उन्हें लगता है कि वास्तव में आपके दिल में उनके सर्वोत्तम हित हैं।</p>
<p><strong>निष्कर्ष</strong></p>
<p>इन 5 तरीकों का उपयोग करने से, आप निश्चित रूप से ग्राहकों के आने-जाने में वृद्धि देखेंगे और इससे आपको अपना व्यवसाय बढ़ाने में मदद मिलेगी। हालांकि, सभी रणनीतियां इस बात पर निर्भर करती हैं कि उन्हें कितनी अच्छी तरह कार्यान्वित किया जाता है और आप किस प्रकार के ग्राहकों को लक्षित कर रहे हैं।</p>
5 Work From Home Jobs For Students and Housewives2022-01-06T11:34:08Zhttps://eko.in/blog/5-work-from-home-jobs-for-students-and-housewives/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/blog1.jpg"></p><p>Some jobs will require some experience, like data entry and transcription, while others need no prior experience at all, like selling products on eBay or Amazon. This blog post will outline five of those work-at-home opportunities for both students and housewives alike. As you can see, there is a job for everyone here!</p>
<p><strong>1. Data Entry: No prior experience required!</strong></p>
<p>As a student struggling to find work, this could be the perfect fallback if your career search has been unsuccessful so far. There are a number of companies that provide data entry services, and some of them will let you work from home.</p>
<p><strong>2. Download the Connect App : Earn by doing money transfer and mobile recharge</strong></p>
<p>The idea is simple: download the Connect App and start making money by doing money transfer and mobile recharge for anyone who needs to do it urgently. On every transaction made, you will earn a certain percentage of the transfer amount. You don’t need any prior experience or expertise to earn through this, you just have to download the app and find customers around you who want to deposit money, withdraw money, transfer money or need quick mobile recharge for them. All you need to do is to learn how to use the app.</p>
<p><strong>3. Start Reselling Products</strong></p>
<p>This is one of the already tried and tested ideas by a lot of housewives out there and it works! All you have to do is to sign up on any reselling app like meesho, create an account and share good products from there to people who might be interested in buying them. You can sell through whatsapp, facebook groups or anywhere that people would click on your link and make a purchase.</p>
<p><strong>4. Home Tutor: Needs experience and good communication skills</strong></p>
<p>If you have good knowledge in English, Mathematics, Science, History, Geography or any of the language (Hindi / Gujarati / Arabic / Telugu / Urdu etc. ) than it could be a good option for you to earn money from home by teaching these subjects to students who are in need of home tutors. To do this job, you will require work experience as a tutor. You can search for potential students on sites such as superprof or shiksha.</p>
<p><strong>5. Become a Virtual Assistant: Great for those who want to be their own boss</strong></p>
<p>If you want to work at home, but don’t want to go through all the hassle of running your own business, this could be the perfect opportunity. Virtual Assistants help people with a variety of tasks that they may not have the time or expertise to do (but you probably will). Some of these jobs include email marketing, prospecting and creating sales funnels.</p>
<p>Final words</p>
<p>There are still many great opportunities for students to earn money from home. The key is finding a way to make it part of your daily routine, so that it becomes a habit and you can’t imagine your life without earning money from home.</p>
<p>The five jobs this article described are only the beginning and there are many more options like these that you can find on the internet.</p>
4 Best AEPS & Banking API Providers In India2022-01-04T12:20:39Zhttps://eko.in/blog/4-best-aeps-banking-api-providers-in-india/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/aeps-api-provider-company-in-india.jpg"></p><p>What’s the answer to that? In this article below, we have listed out the top 6 AEPS API providers in India that you can lay your trust on!</p>
<ol>
<li>Yes Bank</li>
</ol>
<p>Yes Bank provides their customers with anytime-anywhere access to their accounts through its API banking program which is Easy, Fast & Secure. It allows transactions such as mobile payments, UPI payments, third-party transfers, and cash management. It has over 50 Virtual API’s using which customers can pay bills or transfer money to family members with just one click on the app. It is available at the customer’s disposal 24/7.</p>
<ol start="2">
<li>ICICI Bank</li>
</ol>
<p>ICICI bank started the journey to Open Banking API’s in 2010 and has been contributing in the space since then. It offers an AEPS service that provides the ability to transfer funds from the registered account to any registered account instantly. The documentation portal consists of 200+ API’s in the backend that allows to perform multiple types of transactions.</p>
<p>It accepts payments from credit card companies and offers services such as BHIM app, UPI app, and other services. Users can also download the mobile apps from the market to use.</p>
<ol start="3">
<li>Kotak Mahindra</li>
</ol>
<p>Kotak Mahindra did not think of a simple mobile banking application as a main goal, but instead developed an open platform so that customers could use the platform for lending and payments. The developers get access to the platform after registering on their API portal.</p>
<p>Their users can send and receive payments from a variety of devices including mobile phones, PCs, laptops, tablets, etc. They can register an account and provide UPI based payments on a normal basis such as withdrawing cash or transferring funds between bank accounts, as well as fund transfer or bill payment services to local merchants. The service accepts payments made through NEFT and IBAN transfers, and they also accept payments into their credit cards.</p>
<ol start="4">
<li>Airtel Payments Bank</li>
</ol>
<p>Airtel made a mark in India’s banking industry by creating the first payments bank in the country and soon enough also started providing the same as a platform to other developers to perform payments operations under on platform by providing API services.</p>
<p>They created a simple, secure and efficient way to send or receive money on Airtel Money, an application available on Google Play Store and Apple App Store. It allows users to send money or make a payment to any mobile number or bank account. Payments can be made based on Aadhaar linked bank accounts, Aadhaar linked mobile numbers, and those who do not have an Aadhaar card. The service is available in 11 languages!</p>
<p><a href="https://eko.in/developers/eps" target="_blank" rel="noopener" class="ext-link">Eko Payment’s platform (EPS)</a> is providing real-time payment solutions under bank accounts, POS and Mobile transactions. Using Eko’s Plug and Play UI flows and <a href="https://developers.eko.in/docs" target="_blank" rel="noopener" class="ext-link">easy documentation</a> the users can go live instantly.</p>
<p>Eko provides end-to-end solutions from payments to cross-border transactions by streamlining the entire transaction procedure. With the instant settlement, Eko is one of the best AePS API providers in the market right now.</p>
<p><strong><br />
If you’re looking forward to getting a Banking API solution for your fintech, reach out to our team at <a href="mailto:api.sales@eko.co.in" target="_blank" rel="noopener" class="ext-link">api.sales@eko.co.in</a>.</strong></p>
Fintech API For India: A Reality Check2021-03-29T13:08:28Zhttps://eko.in/blog/fintech-api-for-india-a-reality-check/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/blog-cover-01.png"></p><p>Technology solutions are empowering our nation to achieve the collective goals set for a more inclusive digital economy. Eko India is proud to be an active player enabling digital inclusion in rural and unbanked areas with robust open-source API solutions.</p>
<p>The availability of internet facilities across the length and breadth of the country has played a key role in enabling even smaller Fintech organizations to reach out to further otherwise-difficult-to-reach rural and unbanked areas of the country. Open Source applications have further made technology advancements more secure and reliable.</p>
<p>In a country with a large rural population having limited access to banks, sending and receiving money is a cumbersome and time-taking process. People have to travel for hours to visit the nearest bank to facilitate cash withdrawal and deposit, making banking a luxury. But with most of them having a bank account that is already linked with their Aadhaar number, Aadhaar Enabled Payments becomes a possible solution that can be operated through local Kirana stores and other retailers. A robust and secure API solution becomes the backbone of this effort.</p>
<p>Rural and semi-urban areas have very few banks. To address this opportunity, Eko has brought our channel partners’ retail networks under a single API platform to service the money remittance requirements of customers. <a href="https://eko.in/blog/fintech-api-for-india-a-reality-check/eko.in" target="_blank" rel="noopener" class="ext-link">Eko India Financial Services Ltd</a>, with its 13 years of trusted service experience in the Indian financial industry is offering an easy-to-integrate, feature-rich and comprehensive array of Money Transfer, AePS and Verification API solutions.</p>
<p>Financial service providers are adopting the latest and advancing technologies to cater to the changing economics and increasing customer demands. Digital transformation, growing penetration of the internet & smart phones, favourable government regulations that aid the digital India initiative and adoption of future-ready technologies have accelerated the growth of Fintech organizations in India.</p>
<p>Eko India operates not just through systems and technology; we thrive with organized outlets and agents who are spread over the country making maximum utilization of this technology. Fintech has changed the face of money transactions and Eko has incorporated it to most parts of the country using Aadhaar enabled financial services. We build our customers and earn their trust through transparency of our working mechanism, pricing and its benefits. We communicate all our guiding and security principles in the open.</p>
<p>As a developing country, the majority of India’s population does not have access to easily available bank services. As we know, Eko India has developed this system and technology to enable simple, secure and hassle-free card-less financial transactions to aid the people of rural and semi-urban areas. But today we are trying to live in a world that is accustomed to life with coronavirus as we don’t have better options yet and Eko has tried its best to make your important transactions as safely. Eko as a Fintech company changed and helped the lives of so many people especially senior citizens and sick people.</p>
<p>With the rise of the global pandemic, the central and state government started providing direct benefit transfer. This has led to disperse around 35,000 million to the beneficiary accounts through the government. Therefore, the terminology AePS (<a href="https://eko.in/products/aadhaar-banking" target="_blank" rel="noopener" class="ext-link">Aadhaar enabled Payment System</a>) has come to play a major role in indirect benefit of tier 2 and tier 3 sections of the population who were the most adversely affected due to job loss and other parameters of Covid 19 control.</p>
<p>Eko assured a revolution in the Indian banking system back in 2007 when it was the beginning of Fintech. Not only Eko continues to keep our word but we are consistently expanding and advancing making millions of lives better. Today we have successfully marked our presence in over 1000 cities with 55 million customers. Over the years we have built a foundation of trust and have perfected our technology making it easy, effective and better every day. It makes Eko India one of the most reliable Fintech companies.</p>
<p>Join us today to save your time, money and energy and be a part of the greatest financial evolution. Be a part of the rearrangement and advance and grow your entity today and in the future.</p>
How to make the best use of Eko APIs?2021-01-28T16:40:20Zhttps://eko.in/blog/how-to-make-the-best-use-of-eko-apis/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/blog-02-1-.png"></p><p>Eko offers a digital platform for businesses to maximize revenue by incorporating our professional financial services into your bouquet of offerings. You can get our pre-programmed APIs to empower your merchants with banking services at their shops.</p>
<p>Here’s an overview:</p>
<p>API stands for Application Programming Interface –APIs are digital intermediary functions that allow a software to access data and interact with other software. Fintech APIs are widely used to streamline banking services and to make banking more accessible.</p>
<h3 id="bringing-banking-to-the-unbanked-inclusive-banking-for-india" tabindex="-1">Bringing banking to the unbanked / Inclusive Banking for India <a class="ext-link" href="https://eko.in/blog/how-to-make-the-best-use-of-eko-apis/#bringing-banking-to-the-unbanked-inclusive-banking-for-india" target="_blank" rel="noopener">§</a></h3>
<p>Eko is a stellar name among India’s most trusted financial solutions providers. Founded in 2007, Eko is serving more than 55 million users across numerous locations in the country. More than 300 third-party businesses are using Eko APIs as their core system. Leveraging Eko APIs will be advantageous to you as well as your retailers.</p>
<p>With Eko APIs you can offer the following basic facilities:</p>
<ul>
<li>Money Transfer</li>
<li>Withdrawals & Disbursements</li>
<li>Verification</li>
</ul>
<h3 id="money-transfer" tabindex="-1"><strong><u>Money Transfer</u></strong> <a class="ext-link" href="https://eko.in/blog/how-to-make-the-best-use-of-eko-apis/#money-transfer" target="_blank" rel="noopener">§</a></h3>
<p><a href="https://eko.in/products/money-transfer" target="_blank" rel="noopener" class="ext-link">Domestic Money Transfer</a> made easy with Eko’s API suite. Eko’s APIs help merchants to provide various money transfer services offered by us. Customers who require to transfer money can approach retailers anytime, anywhere and make use of the services through the APIs. Gain more to your potential by partnering with us.</p>
<ul>
<li><b>Cash Transfer</b> - Customers can send money through your retailers using the Eko's cash transfer API. </li>
<li><b>Transaction Receipt</b> - Retailers can print and share the transaction receipt for cash transfers with customers. </li>
<li><b>Indo-Nepal Money Transfer</b> - Your retailers can help customers to transfer money to Nepal easily. A safe and secure gateway for direct money transfer to Nepal. Eko's API solution doesn't require customers to have an Indian bank account to do the transaction.</li>
</ul>
<h3 id="withdrawals-disbursements" tabindex="-1"><strong><u>Withdrawals & Disbursements</u></strong> <a class="ext-link" href="https://eko.in/blog/how-to-make-the-best-use-of-eko-apis/#withdrawals-disbursements" target="_blank" rel="noopener">§</a></h3>
<p>Card-less transactions are at your merchants’ fingertips with Eko’s various API modules.</p>
<p><b>AePS</b> - With a valid Aadhar number from the customer, merchants can make use of <a href="https://eko.in/products/aadhaar-banking" target="_blank" rel="noopener" class="ext-link">Aadhar enabled Payment System</a> through Eko to transfer money. AePS is a secured and safe cash withdrawal system developed by NPCI.</p>
<p><b>Easy Cash Deposit and Withdrawal</b> - Your merchants can offer card-less cash withdrawal and deposit services to their customers with an Aadhar linked bank accounts.</p>
<p><b>Quick Fund Transfer</b> - Sending and receiving money instantly with just the Aadhar number of the customers connected to the bank.</p>
<p><b>Balance Inquiry & Mini Statement</b> - Customers can check their current balance and print mini-statements from your retailers.</p>
<h3 id="verification-services" tabindex="-1"><strong><u>Verification Services</u></strong> <a class="ext-link" href="https://eko.in/blog/how-to-make-the-best-use-of-eko-apis/#verification-services" target="_blank" rel="noopener">§</a></h3>
<p>Customers can verify KYC as well as PAN details through Eko APIs in real-time.</p>
<p><b>PAN Verification</b> – Eko’s PAN verification API confirms your customer’s PAN Card credentials through its NSDL-powered platform. Businesses can quickly verify the PAN number validity, name of the customer, employee or a merchant, through this facility.</p>
<p><b>Account Number Verification</b> – Check account number of customers to instantly confirm the details using Eko’s Account number verification API. Businesses can utilize this feature for vendor payments or salary disbursements.</p>
<h3 id="benefits-of-eko-apis" tabindex="-1"><u>Benefits of EKO APIs</u> <a class="ext-link" href="https://eko.in/blog/how-to-make-the-best-use-of-eko-apis/#benefits-of-eko-apis" target="_blank" rel="noopener">§</a></h3>
<p>EKO APIs are widely used across the country by numerous businesses and millions of customers. We leverage more than a decade of expertise and experience in the financial ecosystem to bring technically sound and secure products to you.</p>
<ul>
<li> Easy-to-use Interface </li>
<li>Handsome Commissions </li>
<li>Seamless Integration </li>
<li>Comprehensive Documentation </li>
<li>24/7 Support </li>
</ul>
<p>Maximize your earnings with Eko APIs suite. Call us now - 8447 509 063 to know more about Eko and our White Label Solutions.</p>
What are the API products Eko has to offer?2020-12-07T00:00:00Zhttps://eko.in/blog/what-are-api-products-eko-has-offer/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/api-products-eko-has-to-offer.png"></p><p>Eko Financial Services is India’s most trusted DMT and AePS service provider. With over 13 years of trust, 55 billion users and 500+ fintech clients spread across 1000 cities in India, <a href="http://eko.in/" target="_blank" rel="noopener" class="ext-link">Eko.in</a> is one of the pioneers in providing APIs for Money Transfer, AePS and Verification purposes.</p>
<p>Eko enables merchants to service ‘cash’ customers with online transaction needs. It has built a high- velocity, small-value, cash collection capability that is already collecting and converting over 8 million USD in cash to digital money every day.</p>
<p>Eko’s API products can be broadly classified into:</p>
<h3 id="domestic-money-transfer" tabindex="-1">Domestic Money Transfer <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#domestic-money-transfer" target="_blank" rel="noopener">§</a></h3>
<p>Eko’s <a href="https://eko.in/developers/eps/domestic-money-transfer-api" target="_blank" rel="noopener" class="ext-link">Domestic Money Transfer API</a> suite enables merchants to offer instant money transfer, anytime and anywhere. Customers who need assistance for transferring money using cash can visit these retailer shops. Partner with us to augment your business and that of your retailers.</p>
<ul>
<li>☑️ <strong>Cash Transfer</strong> – Your retailers can accept cash remittance from their customers and effect money transfer using the API to the recipient.</li>
<li>☑️ <strong>Transaction Receipt</strong> – Your retailers will be able to print a transaction receipt for the cash transfers done through them to share with their customers. This builds trust between the customer and the retailer.</li>
<li>☑️ <strong>Indo-Nepal Money Transfer</strong> – You can help your customers to transfer money to Nepal, at the click of a button using <a href="http://eko.in/" target="_blank" rel="noopener" class="ext-link">Eko.in</a> Indo-Nepal Money Transfer API solution. Eko presents a simple and highly secure direct money transfer facility for your customers to transfer money to Nepal. Eko’s solution does not require the customer to have an Indian bank account nor to visit banks to transfer money to their friends and relatives in Nepal. As long as they have cash, you can help them out carry out the money transfer using Eko’s white-label API solution which is easy to use and as secure as your bank.</li>
</ul>
<h3 id="disbursals" tabindex="-1">Disbursals <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#disbursals" target="_blank" rel="noopener">§</a></h3>
<p>Give your merchants the power of Aadhaar Enabled Payment Services and empower those in the unbanked rural areas.</p>
<ul>
<li>☑️ <strong>AePS</strong> – Now give your retailer merchants a robust and easy to integrate AePS solution using Eko API. AePS via SDK is a simple and highly secure cash withdrawal system developed by NPCI for Indians using their Aadhaar linked bank accounts.</li>
<li>☑️ <strong>Easy Cash Withdrawal</strong> – Your retailers can offer card-less cash withdrawal services to their customers with Aadhaar number connected to their bank account.</li>
<li>☑️ <strong>Easy Cash Deposit</strong> – Your retailers can offer card-less cash deposit services to their customers with Aadhaar number connected to their bank account.</li>
<li>☑️ <strong>Quick Fund Transfer</strong> – Your retailers can offer card-less cash transfer services just with the Aadhaar number of their customers connected to the bank account.</li>
<li>☑️ <strong>Instant Balance Inquiry & Mini Statement</strong> – Your retailers can offer card-less balance inquiry and get mini statements to their customers with Aadhaar number connected to their bank account.</li>
</ul>
<h3 id="verification" tabindex="-1">Verification <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#verification" target="_blank" rel="noopener">§</a></h3>
<p>Real-time verification of PAN and Account number gets hassle-free with Eko API solutions.</p>
<ul>
<li>☑️ <strong>PAN</strong> – Now businesses can instantly verify their customers’, employees’ or merchants’ PAN with Eko’s NSDL-powered API solution. Eko’s PAN verification API allows businesses to verify the PAN number validity and cross-check the name on it in the most secured way in real-time.</li>
<li>☑️ <strong>Account Number</strong> – Don’t have the IFSC? Now with Eko’s Account number verification API, your merchants can quickly verify the recipient account number even without IFSC. Businesses can use this for vendor payment or salary disbursal as they need it.</li>
</ul>
<h3 id="why-eko-apis" tabindex="-1">Why Eko APIs? <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#why-eko-apis" target="_blank" rel="noopener">§</a></h3>
<p>Eko API solutions come with many advantages over its counterparts. These are time-proven solutions that are robust and secured just like your bank’s APIs. Here are some most popular reasons why our merchants preferred us over our counterparts:</p>
<h3 id="white-label-solutions" tabindex="-1">White-label Solutions <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#white-label-solutions" target="_blank" rel="noopener">§</a></h3>
<p>With Eko’s expertise and technically advanced solutions, you can now get APIs in your brand name without any strings attached.</p>
<h3 id="trusted-by-millions" tabindex="-1">Trusted by Millions <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#trusted-by-millions" target="_blank" rel="noopener">§</a></h3>
<p>Eko has been an industry leader for over 13 years now. With over 55 billion users already using Eko solutions be it AePS, DMT or Verification.</p>
<h3 id="best-success-rate" tabindex="-1">Best Success Rate <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#best-success-rate" target="_blank" rel="noopener">§</a></h3>
<p>Our time-tested solutions give you the best transaction success rate. There are very rare occasions of transaction failure, in which case, it is usually sorted out at the earliest.</p>
<h3 id="best-commissions" tabindex="-1">Best Commissions <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#best-commissions" target="_blank" rel="noopener">§</a></h3>
<p>Eko gives you the best commission rates for transactions. With Eko as your API partner, you can enjoy the benefits of the best of all worlds.</p>
<h3 id="seamless-integration" tabindex="-1">Seamless Integration <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#seamless-integration" target="_blank" rel="noopener">§</a></h3>
<p>Our API solutions are time-tested and your developer can quickly integrate it with your web or app without any hassles.</p>
<h3 id="comprehensive-documentation" tabindex="-1">Comprehensive Documentation <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#comprehensive-documentation" target="_blank" rel="noopener">§</a></h3>
<p>Your developers will find our documentation very comprehensive and easy to understand for integrating the API into your website or app.</p>
<h3 id="247-technical-support" tabindex="-1">24/7 Technical Support <a class="ext-link" href="https://eko.in/blog/what-are-api-products-eko-has-offer/#247-technical-support" target="_blank" rel="noopener">§</a></h3>
<p>Once you purchase the API solutions of your choice, our technical support team helps you integrate the same with your web or app solution.</p>
White-label API solutions for your fintech business2020-11-12T00:00:00Zhttps://eko.in/blog/white-label-api-solutions-your-fintech-business/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/white-label-api-solns.png"></p><p>Are you a developer looking out for robust money transfer, AePS and verification API solutions for your fintech clients? Are you a fintech solution provider looking for white-label API solutions that’s secure and easy to integrate? Are you a reseller looking to earn more with white-label API solutions?</p>
<p>Eko India Financial Services offers you just what you are looking for - AePS, Money Transfer & Verification APIs to enable cash-in and cash-out services for your merchants across India. Eko is a 13-year-old fintech company offering a wide range of cash-out & money transfer solutions across the country. We have built a high- velocity, small-value, cash collection capability that is already collecting and converting over <strong>US $8 million</strong> in cash to digital money every day.</p>
<blockquote>
<p>Integrate Eko APIs from a client-side website or application without exposing your secret-key. Our comprehensive documentation helps your developer to quickly integrate our APIs into your website.</p>
</blockquote>
<h3 id="bouquet-api-solutions-from-eko" tabindex="-1">Bouquet API Solutions from Eko <a class="ext-link" href="https://eko.in/blog/white-label-api-solutions-your-fintech-business/#bouquet-api-solutions-from-eko" target="_blank" rel="noopener">§</a></h3>
<p>Eko has been offering fintech solutions enabling and empowering the unbanked rural sectors of the country since 2007. We have developed a range of open-source API solutions and have catered to more than 500+ fintech clients over the last decade. More than 55 million users across 1000+ cities in India are benefitting regularly from Eko solutions. With Eko APIs your business can offer the following digital solutions to your customers:</p>
<ul>
<li>☑️ Process small value financial transactions via IMPS/NEFT</li>
<li>☑️ Verify bank account details of a customer instantly</li>
<li>☑️ Enable cash collection for third-party application via acceptance of Eko merchant’s electronic value</li>
<li>☑️ Enable biometric-based cash-out for customers via AePS (Aadhaar enabled Payment System)</li>
<li>☑️ Enable third-party lending organizations to leverage Eko’s network of merchants and customers to increase their loan portfolio</li>
<li>☑️ Verify PAN card for KYC</li>
</ul>
<h3 id="why-choose-eko-apis" tabindex="-1">Why choose Eko APIs? <a class="ext-link" href="https://eko.in/blog/white-label-api-solutions-your-fintech-business/#why-choose-eko-apis" target="_blank" rel="noopener">§</a></h3>
<p>Eko comes with more than a decade of experience in the fintech field. We are one of the pioneers in providing Domestic Money Transfer services in India. Our API solutions are time-tested. We are ever-evolving adapting to the changing requirements and updating our technology and security.</p>
<h3 id="best-success-rate" tabindex="-1">Best Success Rate <a class="ext-link" href="https://eko.in/blog/white-label-api-solutions-your-fintech-business/#best-success-rate" target="_blank" rel="noopener">§</a></h3>
<p>You can trust as just like you trust your bank. Our APIs are time-tested to ensure best success rate. Transaction failures occur rarely with our solutions. We ensure that you get the best success rate for every transaction.</p>
<h3 id="reduced-operational-cost" tabindex="-1">Reduced Operational Cost <a class="ext-link" href="https://eko.in/blog/white-label-api-solutions-your-fintech-business/#reduced-operational-cost" target="_blank" rel="noopener">§</a></h3>
<p>Cost-control is key to the success of any business, especially so in these trying times. We value your money and hence, have set up a system that allows your retailers to deposit money directly into your account. This way, you don’t end up needing feet on the ground to collect cash from them.</p>
<h3 id="highly-secure" tabindex="-1">Highly secure <a class="ext-link" href="https://eko.in/blog/white-label-api-solutions-your-fintech-business/#highly-secure" target="_blank" rel="noopener">§</a></h3>
<p>At Eko, we are bound to strong ethics and values. We hold the responsibility for ensuring that fund credited as e-money is used for domestic money transfer services only. Preventing e-money misuse is our responsibility.</p>
<h3 id="comprehensive-solutions" tabindex="-1">Comprehensive Solutions <a class="ext-link" href="https://eko.in/blog/white-label-api-solutions-your-fintech-business/#comprehensive-solutions" target="_blank" rel="noopener">§</a></h3>
<p>Over the last decade of being in one of the most competitive industries in the country, we have devised our solutions with much detailing. From getting the customer information to KYC and account verification, check out our vast range of API solutions for your business.</p>
<h3 id="extensive-documentation" tabindex="-1">Extensive Documentation <a class="ext-link" href="https://eko.in/blog/white-label-api-solutions-your-fintech-business/#extensive-documentation" target="_blank" rel="noopener">§</a></h3>
<p>Having a solution and integrating it successfully, are two different things. You can gain access to our comprehensive documentation about the APIs and how to test and integrate them on your website or mobile app. Our documentation is so vast that it can help anyone with the basic software knowledge to easily integrate our APIs into your software.</p>
<blockquote>
<p><strong>For all integration related issues, we provide 24x7 support</strong></p>
</blockquote>
<p>Try out our APIs on the Sandboxing Environment</p>
<p>We understand and value your technology investments and your commitment to customers. That’s why we want you to try out our solutions with sample data on our sandboxing environment before you decide to proceed.</p>
<p><strong><a href="https://beta.ekoconnect.in/elements/tf-eko-connect-widget/demo/widget_demo.html" target="_blank" rel="noopener" class="ext-link">Check out our DMT & Indo Nepal Money Transfer API Demo</a></strong></p>
<p><strong><a href="https://beta.ekoconnect.in:20011/aeps/v2" target="_blank" rel="noopener" class="ext-link">Check out our AePS API Demo</a></strong></p>
<p>Leverage from our industry experience. Give your business the Digital Advantage with Eko APIs. Call Us now on: 8447 509 063</p>
ஒவ்வொரு சில்லரை விற்பனையாளரும் அவர்களது வாடிக்கையாளர்களுக்கு வழங்க முடிகிற 4 Eko AePS சேவைகள்2020-09-17T00:00:00Zhttps://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-tamil/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/4-eko-aeps-services-tamil.png"></p><p>திரு அபிநவ் சின்ஹா அவர்களும், திரு அபிஷேக் சின்ஹா அவர்களும், 2006 ஆம் ஆண்டில் நிறுவிய, Eko இந்டியா ஃபினான்சியல் சர்வீசஸ் பி லிட் நிறுவனம், இந்தியாவில் உள்ள வங்கிய வசதி இல்லாத பிரிவினர்களுக்கு 24*7 மணி நேரமும் வங்கியச் சேவைகளை அணுகிப் பயன்பெறச் செய்வதன் நோக்கத்தைக் கொண்டுள்ளது. Eko நிறுவனம், தங்களது வங்கியச் சேவைகளுக்கு விரைவான அணுகலைத் தருவதற்காக, இந்தியாவில் இருக்கிற மிகப்பெரும் வங்கிகளோடு கூட்டணி அமைத்துச் செயல்படுகிறது. AePS சேவைகளையும், மற்ற இது தொடர்பான பல்வேறு விதமான சேவைகளையும் வழங்குவதற்காக, Eko நிறுவனத்தோடு கூட்டு சேர்வது, சில்லரை வர்த்தகர்கள் டிஜிட்டல் இந்தியாவின் ஒரு அங்கமாகிக் கொள்ள வலுப்பெறச் செய்கிறது.</p>
<p>ஆதார் இணைத்த பணப்பட்டுவாடா அமைப்பு (AEPS), இது ஒரு வங்கிக்குச் செல்லாமலேயே, அடிப்படையான வங்கிய மற்றும் வங்கியம் அல்லாத பரிவர்த்தனைகளை மேற்கொள்வதற்கு வாடிக்கையாளர்களுக்கு வழி செய்து தருகிறது. வங்கிய வசதி இல்லாத பிரிவினர், AePS வசதி வாயிலாக அருகாமையிலுள்ள சில்லரை வர்த்தகக் கடையில் இருந்தே அடிப்படையான வங்கியப் பரிவர்த்தனைகளை மேற்கொள்ள முடியும். அவர்களது ஆதார் எண் மற்றும் கை ரேகையை வைத்து, வாடிக்கையாளர்களால் ஒரு வங்கியையோ அல்லது ATM-ஐயோ அணுக வேண்டிய அவசியமில்லாமலேயே பரிவர்த்தனைகளை மேற்கொள்ள முடியும்.</p>
<p>வங்கிகளும், ATM-களும் வீடுகளுக்கும், அலுவலகங்களுக்கும் அருகில் இருப்பதைப் போன்ற நகர்ப்புறப் பகுதிகளைப் போலல்லாமல், ஊரகப் பகுதிகளில் வங்கியச் சேவைகளை விரைந்து பெற வசதியில்லை. அதுபோன்ற பகுதிகளில், பலசரக்குக் கடை, மருந்தகம், அல்லது மொபைல் ரீச்சார்ஜ் விற்பனையாளர்கள் போன்ற, உள்ளூர் சில்லரை வர்த்தகர்கள், Eko உடன் கூட்டு அமைத்துக் கொள்வதன் வாயிலாக சிறு வங்கியச் சேவைகளை வழங்க முடியும்.</p>
<p>Eko’வின் sAePS சேவைகள், சில்லரை வர்த்தகர்கள் தங்களது கடையை ஒரு ATM ஆக மாற்றிக் கொண்டு, அவர்களது வாடிக்கையாளர்களுக்கு, ரொக்கப் பணம் செலுத்துதல், பணம் எடுத்தல், மற்றும் மீதத்தொகை விசாரணை என்ற விதத்தில் வங்கியச் சேவைகளைத் தர உதவுகிறது.</p>
<h3 id="ரொக்கப்-பணம்-செலுத்துதல்" tabindex="-1">ரொக்கப் பணம் செலுத்துதல் <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-tamil/#%E0%AE%B0%E0%AF%8A%E0%AE%95%E0%AF%8D%E0%AE%95%E0%AE%AA%E0%AF%8D-%E0%AE%AA%E0%AE%A3%E0%AE%AE%E0%AF%8D-%E0%AE%9A%E0%AF%86%E0%AE%B2%E0%AF%81%E0%AE%A4%E0%AF%8D%E0%AE%A4%E0%AF%81%E0%AE%A4%E0%AE%B2%E0%AF%8D" target="_blank" rel="noopener">§</a></h3>
<p>Eko’வின் AePS சேவைகளைக் கொண்டு, சில்லரை வர்த்தகர்களால் அவர்களது வாடிக்கையாளர்களுக்கு சிறு வங்கியச் சேவைகளைத் தர முடியும். Eko வின் AePS வசதியை உபயோகித்து, மிகுந்த நடைமுறைகள் இல்லாமலேயே, வங்கிய வசதி இல்லாத வாடிக்கையாளர்கள் ரொக்கத்தொகை செலுத்த வசதி செய்கிறது. ஆதார் இணைத்ததோர் சேவையாக இருப்பதால், ஒரு வாடிக்கையாளர் பணத்தை செலுத்துவதற்குத் தர வேண்டியதெல்லாம், அவர்களது ஆதார் எண்ணையும், விரல் ரேகையையும் கொடுப்பதேயாகும். வங்கிய வசதியில்லாத ஊரகப் பகுதிகளில் இருக்கிற சில்லரை வர்த்தகர்கள், இது போன்ற மதிப்புக்கூட்டிய சேவைகளை வழங்கி, அதிக வாடிக்கையாளர்கள் கடைக்கு வருவதற்குத் தூண்டுகோலாக அமையலாம்.</p>
<h3 id="ரொக்கத்தொகை-எடுத்தல்" tabindex="-1">ரொக்கத்தொகை எடுத்தல் <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-tamil/#%E0%AE%B0%E0%AF%8A%E0%AE%95%E0%AF%8D%E0%AE%95%E0%AE%A4%E0%AF%8D%E0%AE%A4%E0%AF%8A%E0%AE%95%E0%AF%88-%E0%AE%8E%E0%AE%9F%E0%AF%81%E0%AE%A4%E0%AF%8D%E0%AE%A4%E0%AE%B2%E0%AF%8D" target="_blank" rel="noopener">§</a></h3>
<p>Eko’வின் AePS Cashout வசதியை உபயோகித்து, வாடிக்கையாளர்கள் ரொக்கத் தொகை எடுத்துக் கொள்ளச் செய்யவும், சில்லரை வர்த்தகர்கள் இந்த வசதியை உபயோகிக்கலாம். Eko Connect வாயிலாக ரொக்கத்தொகை எடுக்கும் இந்த நடைமுறை மிக எளிதானதாகும், ஏனென்றால், இதைச் சரிபார்ப்பதற்கு வாடிக்கையாளரின் ஆதார் எண்ணும், விரல் ரேகையும் மட்டுமே அவசியமாகிறது.</p>
<h3 id="பணம்-பரிமாற்றம்" tabindex="-1">பணம் பரிமாற்றம் <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-tamil/#%E0%AE%AA%E0%AE%A3%E0%AE%AE%E0%AF%8D-%E0%AE%AA%E0%AE%B0%E0%AE%BF%E0%AE%AE%E0%AE%BE%E0%AE%B1%E0%AF%8D%E0%AE%B1%E0%AE%AE%E0%AF%8D" target="_blank" rel="noopener">§</a></h3>
<p>சில்லரை வர்த்தகர்கள் இந்த வசதியை உபயோகித்து, Eko’வின் <strong><a href="https://eko.in/products/money-transfer" target="_blank" rel="noopener" class="ext-link">Send Cash</a></strong> வசதியைக் கொண்டு, Eko Connect வசதியை உபயோகித்து, வாடிக்கையாளர்கள் பணப் பரிமாற்றம் செய்யவும் ஏற்பாடு செய்து கொடுக்கலாம். AePS கீழ் செய்யும் மற்ற ஒவ்வொரு பரிவர்த்தனையையும் போலவே, உள்நாட்டுப் பணப் பரிமாற்றமானது, ஒரு எளிதானதும், திறம்பட்டதுமானதோர் வசதியாகும், இது வாடிக்கையாளர்கள் தங்களது ஆதார் எண் மற்றும் விரல் ரேகையைக் கொண்டே பணம் பரிமாற்றம் செய்ய வழி செய்கிறது.</p>
<h3 id="மீத-விசாரணை" tabindex="-1">மீத விசாரணை <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-tamil/#%E0%AE%AE%E0%AF%80%E0%AE%A4-%E0%AE%B5%E0%AE%BF%E0%AE%9A%E0%AE%BE%E0%AE%B0%E0%AE%A3%E0%AF%88" target="_blank" rel="noopener">§</a></h3>
<p>AePS வசதியைத் தெரிவு செய்து கொள்வதன் வாயிலாக, சில்லரை வர்த்தகர்களால், வாடிக்கையாளர்கள் அவர்களது வங்கிக் கணக்குகளில் இருக்கிற மீதத்தொகையைப் பார்த்துக்கொள்ளவும் உதவ முடியும். வாடிக்கையாளர்கள், அந்தக் குறிப்பிட்ட தேதி வரைக்குமான கணக்கு விவரங்களை கண்காணித்து வைப்பதற்கு, சிறு கணக்கு அறிக்கைகளைப் பதிவிறக்கம் செய்ய அல்லது அச்சிட்டுக் கொள்வதற்கான வசதியும் இருக்கிறது.</p>
<h3 id="எனக்கு-சில்லரை-வர்த்தகர்-என்ன-பலன்-கிடைக்கும்" tabindex="-1">எனக்கு (சில்லரை வர்த்தகர்) என்ன பலன் கிடைக்கும்? <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-tamil/#%E0%AE%8E%E0%AE%A9%E0%AE%95%E0%AF%8D%E0%AE%95%E0%AF%81-%E0%AE%9A%E0%AE%BF%E0%AE%B2%E0%AF%8D%E0%AE%B2%E0%AE%B0%E0%AF%88-%E0%AE%B5%E0%AE%B0%E0%AF%8D%E0%AE%A4%E0%AF%8D%E0%AE%A4%E0%AE%95%E0%AE%B0%E0%AF%8D-%E0%AE%8E%E0%AE%A9%E0%AF%8D%E0%AE%A9-%E0%AE%AA%E0%AE%B2%E0%AE%A9%E0%AF%8D-%E0%AE%95%E0%AE%BF%E0%AE%9F%E0%AF%88%E0%AE%95%E0%AF%8D%E0%AE%95%E0%AF%81%E0%AE%AE%E0%AF%8D" target="_blank" rel="noopener">§</a></h3>
<p>Eko வாயிலாகச் செய்யும் ஒவ்வொரு பரிவர்த்தனைக்கும், <strong><a href="https://connect.eko.in/" target="_blank" rel="noopener" class="ext-link">Eko Connect</a></strong> இல் பதிவு செய்துள்ள சில்லரை வர்த்தகர்கள் நல்லதோர் தரகுத்தொகையைச் சம்பாதிக்க முடியும். உடனடியாக பதிவுசெய்யப்பெறுதல் மற்றும் அதே நாளில் கணக்குத் தீர்த்தல் ஆகிய வசதி கொண்டு, Eko’வின் AePS வசதி, சில்லரை வர்த்தகர்கள் அதிக தொடர்ச்சியான வாடிக்கையாளர்களைப் பெறவும், அதிக வருமானத்தைச் சம்பாதிக்கவுமானதோர் அற்புதமான வழியாகும்.</p>
<p>இதற்கும் மேலாக, எங்களது Eko கூட்டாளிகள் அனைவரும் டிஜிட்டல் இந்தியாவின் அங்கமாகி, வங்கிய வசதி இல்லாத ஊரகப் பகுதிகளில் தங்கியிருப்பவர்கள், சிக்கலில்லாத ஒரு விதத்தில் டிஜிட்டல் தொழில்நுட்பங்களை உபயோகித்துக் கொள்ள உதவி அவர்களை வலுப்படுத்துகிறார்கள். Eko -வைக் கொண்டு, சில்லரை வர்த்தகர்கள் அரசின் நிதி உட்சேர்ப்புத் திட்டத்திலும், <strong><a href="https://www.pmjdy.gov.in/" target="_blank" rel="noopener" class="ext-link">Pradhan Mantri Jan Dhan Yojana (PMJDY)</a></strong> திட்டத்திலும், அரசிற்கு உதவ முடியும், இத்திட்டங்கள், பணம் செலுத்துதல், காப்பீட்டு, கடன், ஓய்வூதியம் போன்றவை அடங்கிய நிதிச் சேவைகளைக் கட்டுபடியாகிற செலவில் பெற்றுப் பயனுற விரிவாக்கும் குறிக்கோள் கொண்டுள்ளது.</p>
<p>Eko நிறுவனம், ஏற்கெனவே, எவ்விதமாக சில்லரை வர்த்தகர்களும், வங்கிய வசதி இல்லாதவர்களும், ரொக்கப் பரிவர்த்தனைகளை மேற்கொள்கிறார்கள் என்பதில் வித்தியசத்தை ஏற்படுத்தியிருக்கிறது. இது, சில்லரை வர்த்தகர்கள், கூடுதல் வருமானத்தைச் சம்பாதிக்கச் செய்திருக்கிறது. இத்தகைய அடிப்படையான வங்கியச் செயல்பாடுகளுக்கு அப்பாற்பட்டு, சில்லரை வர்த்தகர்களால், மின்சாரக் கட்டணம், தண்ணீர் கட்டணம் போன்ற மாதாந்திரப் பயன்பாட்டுச் செலவுகளுக்குப் பணம் செலுத்தவும் Eko வை உபயோகித்துக் கொள்ள முடியும்.</p>
<p>இந்தியாவின் மிகவும் நம்பகமான நிதிச் சேவைகளோடு சேர்ந்து, டிஜிட்டல் இந்தியாவின் ஓர் அங்கமாகுங்கள். Eko’வின் AePS வசதி கொண்டு, அதிகம் சம்பாதிக்க உங்கள் கதவைத் திறந்திடுங்கள். உங்கள் வாடிக்கையாளர்களுக்கு, AePS சேவைகளை வழங்க ஆரம்பிக்க, Eko Connect-ஐப் பதிவிறக்கம் செய்ய, உடனே பதிவு செய்திடுங்கள். இன்னும் அதிக விவரங்களுக்கு, தயவுசெய்து 8448444380 எண்ணை அழைத்திடுங்கள் அல்லது <a href="https://eko.in/products/aadhaar-banking" target="_blank" rel="noopener" class="ext-link">https://eko.in/products/aadhaar-banking</a> இணைய பக்கம் சென்று பாருங்கள்.</p>
4 Eko AePS सेवा ज्या प्रत्येक छोटा व्यावसायिक आपल्या ग्राहकांना देऊ शकतो2020-09-17T00:00:00Zhttps://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-marathi/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/4-eko-aeps-services-marathi.png"></p><p>श्री. अभिनव सिन्हा आणि श्री. अभिषेक सिन्हा यांनी वर्ष 2006 मध्ये स्थापन केलेली इको इंडिया फायनान्शियल सर्विसेस प्रा. लि. भारतातील बँका नसलेल्या भागांत चोवीस तास बँक सेवा पुरविण्याचे उद्दीष्ट सुनिश्चित करते. भारतातील अनेक मोठ्या बँकांना त्यांच्या बँकिंग सेवा त्वरेने पुरविण्याकामी इको (Eko) त्यांच्याबरोबर भागीदारीत काम करते. AePS आणि तत्सम विविध सेवा प्रदान करण्यासाठी इको (Eko) बरोबरची भागीदारी छोट्या व्यावसायिकांना डिजिटल इंडियाचा एक भाग बनण्यास सक्षम करते.</p>
<p>आधार प्रणीत पेमेंट प्रणाली (AEPS) ग्राहकांना थेट बँकेत न जाता त्यांचे अत्यावश्यक बँकिंग आणि गैर-बँकिंग व्यवहार करण्याची मुभा देते. बँक नसलेले प्रभाग त्यांचे अत्यावश्यक असे बँकिंग व्यवहार AePS च्या माध्यमातून आपल्या जवळच्या छोट्या व्यावसायिकांकडून करून घेऊ शकतात. ग्राहक त्यांचे आधार कार्ड आणि बोटांच्या ठशाचा वापर करून बँकेत किंवा एटीएम (ATM) मध्ये न जाता व्यवहार करू शकतात.</p>
<p>शहरांप्रमाणे ग्रामीण भागांत बँका आणि एटीएम (ATM) घरांजवळ तसेच कार्यालयांजवळ नसतात, परिणामी ग्रामीण भागांतील ग्राहकांना बँक सेवांचा लाभ तितक्या सुलभतेने, सहजतेने आणि पाहिजे त्यावेळी घेता येत नाही. अशा भागांत, स्थानिक किरकोळ विक्रेते जसे की दुकानदार, औषधी विक्रेते किंवा मोबाईल रीचार्ज सेवा पुरविणारे छोटे व्यावसायिक इको (Eko) बरोबर भागीदारी करून मिनी बँकिंग सेवा प्रदान करू शकतात.</p>
<p>इको (Eko) ची AePS किरकोळ विक्रेते आणि छोट्या व्यावसायिकांना त्यांचे उद्योगाचे ठिकाण एटीएम (ATM) मध्ये रूपांतरीत करून त्यांच्या ग्राहकांना रोख रकमेचा भरणा, रोख रक्कम काढणे आणि खात्यावरील शिल्लक रकमेची चौकशी अशा मिनी बँकिंग सेवा प्रदान करण्यास मदत करते.</p>
<h3 id="रोख-रकमेचा-भरणा" tabindex="-1">रोख रकमेचा भरणा <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-marathi/#%E0%A4%B0%E0%A5%8B%E0%A4%96-%E0%A4%B0%E0%A4%95%E0%A4%AE%E0%A5%87%E0%A4%9A%E0%A4%BE-%E0%A4%AD%E0%A4%B0%E0%A4%A3%E0%A4%BE" target="_blank" rel="noopener">§</a></h3>
<p>इकोच्या (Eko) AePS सेवांच्या सहाय्याने छोटे व्यावसायिक आपल्या ग्राहकांना मिनी बँकिंग सेवा प्रदान करू शकतात. बँक सुविधांपासून वंचित असलेल्या ग्राहकांना EkoAePS चा वापर करून अधिकची औपचारिकता न करता रोख रकमेचा भरणा करणे शक्य होते. EkoAePS आधार प्रणीत सेवा आहे त्यामुळे ग्राहकांला रोख रकमेचा भरणा करण्यासाठी केवळ त्यांचा आधार कार्ड नंबर आणि बोटाचा ठसा द्यावा लागतो. बँक सुविधा नसलेल्या ग्रामीण भागातील छोटे व्यावसायिक अशा मूल्यवर्धित सेवा प्रदान करून आपल्या व्यवसायातील ग्राहकी वाढवू शकतात.</p>
<h3 id="रोख-रक्कम-काढणे" tabindex="-1">रोख रक्कम काढणे <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-marathi/#%E0%A4%B0%E0%A5%8B%E0%A4%96-%E0%A4%B0%E0%A4%95%E0%A5%8D%E0%A4%95%E0%A4%AE-%E0%A4%95%E0%A4%BE%E0%A4%A2%E0%A4%A3%E0%A5%87" target="_blank" rel="noopener">§</a></h3>
<p>छोटे व्यावसायिक या सुविधेचा वापर करून इकोच्या AePS पर्यायाच्या माध्यमातून ग्राहकांना रोख रक्कम काढण्याची मुभा देवू शकतात. इको कनेक्ट (Eko Connect) द्वारे रोख रक्कम काढतांना पडताळणीसाठी ग्राहकाचे केवळ आधार कार्ड आणि बोटाचा ठसा यांचीच आवश्यकता असल्याने ही प्रक्रिया खूपच सोपी आहे.</p>
<h3 id="पैशाचे-हस्तांतरण" tabindex="-1">पैशाचे हस्तांतरण <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-marathi/#%E0%A4%AA%E0%A5%88%E0%A4%B6%E0%A4%BE%E0%A4%9A%E0%A5%87-%E0%A4%B9%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE%E0%A4%82%E0%A4%A4%E0%A4%B0%E0%A4%A3" target="_blank" rel="noopener">§</a></h3>
<p>छोटे व्यावसायिक आपल्या ग्राहकांना इको कनेक्ट (Eko Connect) चा वापर करून इकोच्या <strong><a href="https://eko.in/products/money-transfer" target="_blank" rel="noopener" class="ext-link">Send Cash</a></strong> या पर्यायाच्या साहाय्याने पैसे हस्तांतरण करण्यासाठी ही सुविधा वापरण्याची मुभा देऊ शकतात. AePS मधील अन्य सेवांप्रमाणेच, आधार कार्ड आणि बोटाचे ठसे यांच्या सहाय्याने खाजगी खात्यातील पैशाचे हस्तांतरण करण्याची मुभा देणारी ही एक अत्यंत सोपी आणि परिणामकारक पद्धत आहे.</p>
<h3 id="शिल्लक-रकमेची-चौकशी" tabindex="-1">शिल्लक रकमेची चौकशी <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-marathi/#%E0%A4%B6%E0%A4%BF%E0%A4%B2%E0%A5%8D%E0%A4%B2%E0%A4%95-%E0%A4%B0%E0%A4%95%E0%A4%AE%E0%A5%87%E0%A4%9A%E0%A5%80-%E0%A4%9A%E0%A5%8C%E0%A4%95%E0%A4%B6%E0%A5%80" target="_blank" rel="noopener">§</a></h3>
<p>छोटे व्यावसायिक AePS हा पर्याय निवडून ग्राहकांना त्यांच्या खात्यात उपलब्ध असलेल्या शिल्लक रकमेची पाहणी करण्यास देखील त्यांना मदत करू शकतात. तसेच ग्राहकांना त्यांच्या खात्यातील व्यवहारांचा आणि शिल्लक रोख रकमेचा मागोवा ठेवण्यासाठी त्या विशिष्ट तारखेचे मिनी स्टेटमेंट डाऊनलोड किंवा प्रिंट करून घेण्याचा पर्याय उपलब्ध असतो.</p>
<h3 id="मी-छोटा-व्यावसायिक-लाभ-कसा-मिळवु-शकतो" tabindex="-1">मी (छोटा व्यावसायिक) लाभ कसा मिळवु शकतो? <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-marathi/#%E0%A4%AE%E0%A5%80-%E0%A4%9B%E0%A5%8B%E0%A4%9F%E0%A4%BE-%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%B5%E0%A4%B8%E0%A4%BE%E0%A4%AF%E0%A4%BF%E0%A4%95-%E0%A4%B2%E0%A4%BE%E0%A4%AD-%E0%A4%95%E0%A4%B8%E0%A4%BE-%E0%A4%AE%E0%A4%BF%E0%A4%B3%E0%A4%B5%E0%A5%81-%E0%A4%B6%E0%A4%95%E0%A4%A4%E0%A5%8B" target="_blank" rel="noopener">§</a></h3>
<p><strong><a href="https://connect.eko.in/" target="_blank" rel="noopener" class="ext-link">इको कनेक्ट (Eko Connect)</a></strong> बरोबर नोंदणी झालेले छोटे व्यावसायिक इको (Eko) च्या माध्यमातून करण्यात आलेल्या प्रत्येक व्यवहारातून भरीव कमिशनची कमाई करतात. तात्काळ कार्यान्वित होणारी सक्रियता आणि व्यवहाराच्या दिवशीच केली जाणारी व्यवहारपुर्ती या ठळक वैशिष्ट्यांमुळे इकोचे AePS छोट्या व्यावसायिकांसाठी नियमितपणे जास्तीचे ग्राहक आणि अधिकाची कमाई मिळविण्यासाठी एक असाधारण असा व्यावसायिक मार्ग आहे.</p>
<p>तसेच, ग्रामीण क्षेत्रातील बँक सुविधा नसलेल्या भागांत राहणार्या जनतेला डिजिटल तंत्रज्ञानाचा सुलभतेने विनादिक्कत वापर करण्यास समर्थ आणि सक्षम बनविणारे आमचे सर्व इकोचे भागीदार डिजिटल इंडिया या मोहिमेचा भाग बनतात. इकोच्या सहाय्याने छोटे व्यावसायिक शासनाच्या आर्थिक समावेशकता कार्यक्रम (Financial Inclusion Program) आणि <strong><a href="https://www.pmjdy.gov.in/" target="_blank" rel="noopener" class="ext-link">प्रधानमंत्री जनधन योजना(PMJDY)</a></strong> जसे की एखाद्या योजने अंतर्गत लाभार्थ्याला पैसे पाठविणे, विमा, कर्ज, पेन्शन इत्यादी यांसारख्या सेवांसह अन्य हितकारक आर्थिक सेवांची व्याप्ती वाढविण्याचे उद्दीष्ट ठेवते, यांसारख्या कार्यक्रमांत सहभागी होऊन शासनाला सक्रियपणे मदत करू शकतात.</p>
<p>छोटे व्यावसायिक आणि बँक सुविधा नसलेले लोक रोखीचे व्यवहार कसे करतात हे इकोने (Eko) परिणामकारकपणे दाखवून दिलेले आहे. इकोने (Eko) छोटे व्यावसायिक / किरकोळ विक्रेते यांना त्यांच्या व्यवसायातून अधिकची कमाई मिळविण्यासाठी सक्षम केले आहे. या मूलभूत बँकिंग सेवांव्यतिरिक्त, छोटे व्यावसायिक विद्युत बिल, पाणीपट्टी, इत्यादी सारख्या मासिक सेवा सुविधांचे शुल्क भरणा करण्यासाठी देखील इकोचा (Eko) वापर करू शकतात.</p>
<p>तर मग त्वरा करा आणि भारतातील सर्वाधिक विश्वासु आर्थिक सेवा प्रदाता बरोबर संलग्न होऊन डिजिटल इंडियाचा भाग बना. ईकोच्या AePS (Eko’s bAePS) च्या सहाय्याने अधिकची कमाई करण्यासाठी सज्ज व्हा. लगेच Eko Connect डाऊनलोड करा आणि तुमच्या ग्राहकांना AePS (आधारप्रणीत पेमेंट प्रणाली) सेवां उपलब्ध करुन द्या, त्यांना या सेवांचा लाभ देवुन आपणही लाभान्वित व्हा. आधिक माहितीसाठी कृपया 844844380 यावर संपर्क साधा किंवा <a href="https://eko.in/products/aadhaar-banking" target="_blank" rel="noopener" class="ext-link">https://eko.in/products/aadhaar-banking</a>. वर जावुन माहिती घ्या.</p>
4 इको एईपीएस सेवाएं जो प्रत्येक खुदरा विक्रेता अपने ग्राहको को प्रदान कर सकते हैं2020-09-17T00:00:00Zhttps://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-hindi/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/4-eko-aeps-services-hindi.png"></p><p>इको इंडिया फाइनैंशियल सर्विसेस प्रा. लि. की स्थापना साल 2006 में श्री अभिनव सिंहा और श्री अभिषेक सिंहा द्वारा भारत के बैंकविहीन क्षेत्रों में 24*7 बैंकिंग सेवाएं सुनिश्चित कराने के लिए की गई थी। इको भारत में सभी बड़े बैंकों के साथ साझेदारी में काम करता है, ताकि उनकी बैंकिंग सेवाओं तक त्वरित पहुँच प्रदान की जा सके। एईपीएस और अन्य संबंधित सेवाओं की एक श्रृंखला प्रदान करने के लिए इको के साथ साझेदारी, खुदरा विक्रेताओं को डिजिटल इंडिया का हिस्सा बनने के लिए सक्षम करती है।</p>
<p><strong>आधार सक्षम भुगतान प्रणाली (एईपीएस)</strong> ग्राहकों को बैंक से संपर्क किए बिना बुनियादी बैंकिंग और गैर-बैंकिंग लेनदेन करने की अनुमति देता है। बैंकविहीन क्षेत्रों में एईपीएस के माध्यम से ग्राहक अपने नजदीकी रिटेल स्टोर पर बुनियादी बैंकिंग लेनदेन कर सकता है। बैंक या एटीएम से संपर्क किए बिना, अपने आधार नंबर और फिंगरप्रिंट का उपयोग करके ग्राहक बैंकिंग लेनदेन आसानी से कर सकते हैं।</p>
<p>शहरी क्षेत्रों के विपरीत जहां बैंक और एटीएम घरों और कार्यालयों के करीब हैं, ग्रामीण क्षेत्रों में बैंकिंग सेवाओं की सुलभता त्वरित नहीं है। ऐसे क्षेत्रों में, स्थानीय खुदरा विक्रेताओं, जैसे कि किराने की दुकान, फार्मेसी या मोबाइल रिचार्ज विक्रेता इको के साथ साझेदारी करके मिनी बैंकिंग सेवाएं प्रदान कर सकते हैं।</p>
<p>इको की एईपीएस खुदरा विक्रेताओं को उनकी दुकानों को एक एटीएम में बदलने में मदद करती हैं, जिससे कि वे कैश जमा करने, कैश निकालने, खाते में शेष रकम की जानकारी बताने के रूप में अपने ग्राहकों को मिनी बैंकिंग सेवाएं प्रदान कर सकते हैं।</p>
<h3 id="कैश-जमा-करना" tabindex="-1">कैश जमा करना <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-hindi/#%E0%A4%95%E0%A5%88%E0%A4%B6-%E0%A4%9C%E0%A4%AE%E0%A4%BE-%E0%A4%95%E0%A4%B0%E0%A4%A8%E0%A4%BE" target="_blank" rel="noopener">§</a></h3>
<p>इको के एईपीएस सेवाओं के माध्यम से खुदरा विक्रेता अपने ग्राहकों को मिनी बैंकिंग सेवाएं प्रदान कर सकते हैं। बैंकविहीन क्षेत्रों के ग्राहकों को इको एईपीएस का उपयोग करके, बहुत अधिक औपचारिकता के बिना आसानी से नकदी जमा करने में सक्षम बनाएं। आधार सक्षम सेवा होने के नाते, सभी ग्राहकों को नकदी जमा करने के लिए केवल जरूरी है उनका आधार नंबर और फिंगरप्रिंट। ग्रामीण क्षेत्रों में खुदरा विक्रेता इस तरह के मूल्य वर्धित सेवाएं प्रदान कर सकते हैं, और अपनी दुकानों में ग्राहकों की आवाजाही को अधिक बढ़ा सकते हैं।</p>
<h3 id="कैश-निकालना" tabindex="-1">कैश निकालना <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-hindi/#%E0%A4%95%E0%A5%88%E0%A4%B6-%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A4%A8%E0%A4%BE" target="_blank" rel="noopener">§</a></h3>
<p>इको के एईपीएस कैशआउट ऑप्शन के माध्यम से खुदरा विक्रेता इस सुविधा का लाभ अपने ग्राहकों को नकदी निकालनें के लिए प्रदान कर सकते हैं। इको कनेक्ट के माध्यम से नकदी निकालने की प्रक्रिया बहुत आसान है, क्योंकि इसमें सत्यापन के लिए केवल ग्राहक के आधार नंबर और फिंगरप्रिंट की आवश्यकता होती है।</p>
<h3 id="मनी-ट्रांसफरपैसे-भेजना" tabindex="-1">मनी ट्रांसफर/पैसे भेजना <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-hindi/#%E0%A4%AE%E0%A4%A8%E0%A5%80-%E0%A4%9F%E0%A5%8D%E0%A4%B0%E0%A4%BE%E0%A4%82%E0%A4%B8%E0%A4%AB%E0%A4%B0%E0%A4%AA%E0%A5%88%E0%A4%B8%E0%A5%87-%E0%A4%AD%E0%A5%87%E0%A4%9C%E0%A4%A8%E0%A4%BE" target="_blank" rel="noopener">§</a></h3>
<p>इको कनेक्ट का उपयोग करते हुए इको के ‘सेंड कैश’ विकल्प के माध्यम से खुदरा विक्रेता अपने ग्राहकों को पैसे ट्रांसफर करने की सुविधा प्रदान कर सकते हैं। एईपीएस के तहत किसी भी अन्य लेनदेन के जैसे ही, घरेलू मनी ट्रांसफर बहुत ही आसान एवं प्रभावी तरीका है जो ग्राहकों को उनके आधार नंबर और फिंगरप्रिंट की सहायता से पैसे भेजने में सक्षम बनाता है।</p>
<h3 id="बैंक-शेष-की-जानकारी" tabindex="-1">बैंक शेष की जानकारी <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-hindi/#%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95-%E0%A4%B6%E0%A5%87%E0%A4%B7-%E0%A4%95%E0%A5%80-%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%80" target="_blank" rel="noopener">§</a></h3>
<p>एईपीएस विकल्प का चयन करते हुए खुदरा विक्रेता अपने ग्राहकों को उनके बैंक खाते में उपलब्ध शेष राशि की जानकारी पता करने में भी मदद कर सकते हैं। ग्राहकों के पास किसी विशेष तिथि पर खाते के विवरण पर नजर रखने या जानने के लिए मिनी स्टेटमेंट को डाउनलोड या प्रिंट करने का विकल्प भी है।</p>
<h3 id="इससे-मुझे-खुदरा-विक्रेतारिटेलर-क्या-फायदा-होगा" tabindex="-1">इससे मुझे (खुदरा विक्रेता/रिटेलर) क्या फायदा होगा? <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-hindi/#%E0%A4%87%E0%A4%B8%E0%A4%B8%E0%A5%87-%E0%A4%AE%E0%A5%81%E0%A4%9D%E0%A5%87-%E0%A4%96%E0%A5%81%E0%A4%A6%E0%A4%B0%E0%A4%BE-%E0%A4%B5%E0%A4%BF%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A5%87%E0%A4%A4%E0%A4%BE%E0%A4%B0%E0%A4%BF%E0%A4%9F%E0%A5%87%E0%A4%B2%E0%A4%B0-%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE-%E0%A4%AB%E0%A4%BE%E0%A4%AF%E0%A4%A6%E0%A4%BE-%E0%A4%B9%E0%A5%8B%E0%A4%97%E0%A4%BE" target="_blank" rel="noopener">§</a></h3>
<p><strong><a href="https://connect.eko.in/" target="_blank" rel="noopener" class="ext-link">इको कनेक्ट</a></strong> के साथ पंजीकृत खुदरा व्यापारी इको के माध्यम से किए गए प्रत्येक लेनदेन के लिए एक अच्छा कमीशन कमा सकते हैं। तत्काल ऑनबोर्डिंग और उसी दिन के निपटारे की सुविधा के साथ, इको एईपीएस खुदरा विक्रेताओं के लिए अधिक से अधिक नियमित ग्राहक प्राप्त करने और ज्यादा आय कमाने का एक शानदार तरीका है।</p>
<p>इसके अलावा, हमारे सभी इको साझेदार डिजिटल इंडिया का भी हिस्सा बनते हैं, जैसे कि वे परेशानी रहित तरीके से बैंक विहीन ग्रामीण क्षेत्रों में रहने वाले लोगों को डिजिटल प्रौद्योगिकियों का उपयोग करने के लिए सक्षम और सशक्त भी बनाते हैं। इको के साथ, रिटेलर्स/खुदरा विक्रेता सरकार को भी इसके वित्तीय समावेशन कार्यक्रम तथा <strong><a href="https://www.pmjdy.gov.in/" target="_blank" rel="noopener" class="ext-link">प्रधानमंत्री जन धन योजना (पीएमजेडीवाई)</a></strong> में समर्थन प्रदान करते हैं, जिसका उद्देश्य प्रेषण, बीमा, ऋण, पेंशन आदि सहित वित्तीय सेवाओं तक लोगों की सस्ती पहुंच का विस्तार करना है।</p>
<p>इको पहले से ही एक अंतर बना चुका है कि रिटेलर्स और बैंक विहीन क्षेत्रों के लोग नकदी लेनदेन कैसे करते हैं। इसने खुदरा विक्रेताओं को अतिरिक्त आय अर्जित करने में सक्षम बनाया है। इन बुनियादी बैंकिंग गतिविधियों के अलावा, खुदरा विक्रेता मासिक उपयोगिताओं संबंधी सुविधाएं जैसे कि बिजली बिल, पानी के बिल आदि का भुगतान करने के लिए भी इको का उपयोग कर सकते हैं।</p>
<p>भारत के सबसे भरोसेमंद वित्तीय सेवा प्रदाता से अभी जुड़ें ओर डिजिटल इंडिया का हिस्सा बनें। इको के एईपीएस के माध्यम से अधिक कमाई करने के लिए तुरंत आगे आएं। अपने ग्राहकों को एईपीएस सेवाएं प्रदान करना शुरू करने के लिए, तुरत इको कनेक्ट ऐप्प डाउनलोड कर अभी रजिस्टर करें। अधिक जानकारी के लिए, कृपया 8448444380 पर कॉल करें या <a href="https://eko.in/products/aadhaar-banking" target="_blank" rel="noopener" class="ext-link">https://eko.in/products/aadhaar-banking</a> पर जाएं।</p>
4 એકો AePS સર્વિસીઝ દરેક રિટેલર તેમના ગ્રાહકોને પૂરી પાડી શકે2020-09-17T00:00:00Zhttps://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-gujarati/Ekocs@eko.co.in<p><img src="https://eko.in/assets/img/blog/4-aeps-services-gujarati.png"></p><p>એકો ઇન્ડિયા ફાઇનાન્સિયલ સર્વિસીઝ પ્રા.લિ.ની સ્થાપના 2006ની સાલમાંથી અભિનવ સિંહા અને શ્રી અભિષેક સિંહાએ કરી હતી જેનો ઉદ્દેશ ભારતમાં જ્યાં બેન્ક નથી એવા ક્ષેત્રોમાં 24*7 બેન્કિંગ સેવાને પહોંચપાત્ર બનાવવાનું સુનિશ્ચિત કરવાનો છે. એકો ભારતમાં સૌથી મોટી બેંકો સાથે ભાગીદારીમાં કામ કરીને તેમની બેન્કિંગ સેવાઓ સુધી ઝડપી પહોંચ પૂરી પાડે છે. AePS તથા અન્ય સંલગ્ન સેવાઓની વિશાળ રેન્જ પૂરી પાડવા એકો સાથે ભાગીદારી કરીને ડિજિટલ ઇન્ડિયાનો હિસ્સો બનવા રિટેલર્સનું સશક્તિકરણ કરાય છે.</p>
<p>આધાર એનેબલ્ડ પેમેન્ટ સિસ્ટમ (AEPS) ગ્રાહકોને બેંક સુધી ગયા વિના જ પાયાગત બેન્કિંગ અને નોન-બેન્કિંગ વ્યવહારો પાર પાડવાની અનુમતિ આપે છે. બેન્ક વિહોણા સેક્ટર AePS દ્વારા તેમના સૌથી નજીકના રિટેલ સ્ટોર ખાતેથી પાયાગત બેન્કિંગ વ્યવહારો કરી શકે છે. તેમનો આધાર નંબર અને ફિંગરપ્રિન્ટનો ઉપયોગ કરીને, ગ્રાહકો કોઇપણ બેંક કે એટીએમ સુધી ગયા વિના વ્યવહારો કરી શકે છે.</p>
<p>શહેરી વિસ્તારો કે જ્યાં બેંકો અને એટીએમ તમને ઘરો અને ઓફિસની નજીકમાં જ મળી જાય છે તેથી વિપરીત ગ્રામિણ વિસ્તારોમાં બેન્કિંગ સેવાઓ સુધી ઝડપી પહોંચ પ્રાપ્ત થઇ શકતી નથી. આવા વિસ્તારોમાં, સ્થાનિક રિટેલર્સ જેવા કે અનાજ-કરિયાણાની દુકાનો, દવાની દુકાન અથવા મોબાઇલ રિચાર્જના વેપારી એકો સાથે ભાગીદારી કરીને મિનિ બેન્કિંગ સેવાઓ પૂરી પાડી શકે છે.</p>
<p>એકોની AePS દ્વારા રિટેલર્સને તેમની દુકાનને એટીએમમાં તબદિલ કરીને તેમના ગ્રાહકોને મિનિ બેન્કિંગ સેવાઓ ઓફર કરવામાં મદદ મળે છે જેમાં રોકડ જમા, રોકડ ઉપાડ અને બેલેન્સ ઇન્કવાયરી વગેરેનો સમાવેશ થાય છે.</p>
<h3 id="રોકડ-જમા" tabindex="-1">રોકડ જમા <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-gujarati/#%E0%AA%B0%E0%AB%8B%E0%AA%95%E0%AA%A1-%E0%AA%9C%E0%AA%AE%E0%AA%BE" target="_blank" rel="noopener">§</a></h3>
<p>એકોની AePS સર્વિસીઝ થકી, રિટેલર્સ તેમના ગ્રાહકોને મિનિ બેન્કિંગ સેવા પૂરી પાડી શકે છે. એકો AePSનો ઉપયોગ કરીને કોઇ પણ ખાસ ઔપચારિકતા વિના રોકડ જમા કરાવવા બેન્ક વિહોણા ગ્રાહકોને સુવિધા આપે છે. આધારથી લાગુ થતી સેવા હોવાને કારણે, કોઇ પણ ગ્રાહકે રોકડ જમા કરાવવા માટે ફક્ત તેમનો આધાર નંબર અને ફિંગરપ્રીન્ટ જ આપવાના રહે છે. બેન્ક વિહોણા ગ્રામિણ વિસ્તારોમાં રિટેલર્સ આવી મૂલ્ય-વર્ધિત સેવાઓ પૂરી પાડીને વધુ વોક-ઇન્સને પ્રોત્સાહિત કરી શકે છે.</p>
<h3 id="રોકડ-ઉપાડ" tabindex="-1">રોકડ ઉપાડ <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-gujarati/#%E0%AA%B0%E0%AB%8B%E0%AA%95%E0%AA%A1-%E0%AA%89%E0%AA%AA%E0%AA%BE%E0%AA%A1" target="_blank" rel="noopener">§</a></h3>
<p>રિટેલર્સ આ સુવિધાનો ઉપયોગ કરીને ગ્રાહકોને એકોના AePS કેશઆઉટ વિકલ્પ દ્વારા રોકડ ઉપાડવાની અનુમતિ આપી શકે છે. એકો કનેક્ટ દ્વારા રોકડ ઉપાડવાની પ્રક્રિયા અત્યંત સરળ છે. કારણ કે તેના વેરિફિકેશન માટે ફક્ત ગ્રાહકના આધાર નંબર અને ફિંગરપ્રિન્ટની જ જરૂર છે.</p>
<h3 id="નાણાંની-ટ્રાન્સફર" tabindex="-1">નાણાંની ટ્રાન્સફર <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-gujarati/#%E0%AA%A8%E0%AA%BE%E0%AA%A3%E0%AA%BE%E0%AA%82%E0%AA%A8%E0%AB%80-%E0%AA%9F%E0%AB%8D%E0%AA%B0%E0%AA%BE%E0%AA%A8%E0%AB%8D%E0%AA%B8%E0%AA%AB%E0%AA%B0" target="_blank" rel="noopener">§</a></h3>
<p>રિટેલર્સ આ સુવિધાનો ઉપયોગ કરીને ગ્રાહકોને એકોના સેન્ડ કેશ વિકલ્પ થકી એકો કનેક્ટનો ઉપયોગ કરીને નાણાંની ટ્રાન્સફર માટે અનુમતિ આપી શકે છે. AePS હેઠળના અન્ય દરેક વ્યવહારની જેમ, ઘરેલુ નાણાંની ટ્રાન્સફર સરળ અને અસરકારક રીતે થાય છે જેના થકી ગ્રાહકોને તેમના આધાર નંબર અને ફિંગરપ્રિન્ટ દ્વારા નાણાંની ટ્રાન્સફર માટે અનુમતિ અપાય છે.</p>
<h3 id="બેલેન્સ-ઇન્કવાયરી" tabindex="-1">બેલેન્સ ઇન્કવાયરી <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-gujarati/#%E0%AA%AC%E0%AB%87%E0%AA%B2%E0%AB%87%E0%AA%A8%E0%AB%8D%E0%AA%B8-%E0%AA%87%E0%AA%A8%E0%AB%8D%E0%AA%95%E0%AA%B5%E0%AA%BE%E0%AA%AF%E0%AA%B0%E0%AB%80" target="_blank" rel="noopener">§</a></h3>
<p>રિટેલર્સ ગ્રાહકોને AePS વિકલ્પને પસંદ કરીને તેમના ખાતામાં ઉપલબ્ધ બેલેન્સની ચકાસણીમાં પણ મદદ કરી શકે છે. ગ્રાહકો પાસે હવે મિનિ સ્ટેટમેન્ટને ડાઉનલોડ અથવા પ્રિન્ટ કરવાનો વિકલ્પ રહેશે જેથી તેઓ ચોક્કસ તારીખે પોતાના ખાતાની વિગતોનો ટ્રેક રાખી શકશે.</p>
<h3 id="કેવી-રીતે-મને-રિટેલરને-લાભ-થશે" tabindex="-1">કેવી રીતે મને (રિટેલર)ને લાભ થશે? <a class="ext-link" href="https://eko.in/blog/4-eko-aeps-services-every-retailer-can-provide-their-customers-gujarati/#%E0%AA%95%E0%AB%87%E0%AA%B5%E0%AB%80-%E0%AA%B0%E0%AB%80%E0%AA%A4%E0%AB%87-%E0%AA%AE%E0%AA%A8%E0%AB%87-%E0%AA%B0%E0%AA%BF%E0%AA%9F%E0%AB%87%E0%AA%B2%E0%AA%B0%E0%AA%A8%E0%AB%87-%E0%AA%B2%E0%AA%BE%E0%AA%AD-%E0%AA%A5%E0%AA%B6%E0%AB%87" target="_blank" rel="noopener">§</a></h3>
<p>એકો કનેક્ટ સાથે નોંધાયેલા રિટેલર્સ એકો દ્વારા કરાયેલા દરેક વ્યવહાર માટે સારું કમિશન મેળવી શકે છે. ઇન્સ્ટન્ટ ઓનબોર્ડિંગ અને એજ-દિવસે સમાધાન થકી, એકોની AePSએ રિટેલર્સ માટે નિયમિત ગ્રાહકો મેળવવા અને વધુ આવક રળવા માટેની અદભૂત રીત છે.</p>
<p>તદુપરાંત, અમારા બધા એકો ભાગીદારો ડિજિટલ ઇન્ડિયાનો હિસ્સો બનીને, બેન્ક વિહોણા ગ્રામિણ વિસ્તારોમાં રહેતા લોકોને સશક્ત બનાવીને આરામદાયક રીતે ડિજિટલ ટેકનોલોજીનો ઉપયોગ કરવા સક્ષમ બનાવે છે. એકો સાથે રિટેલર્સ સરકારને પણ તેના નાણાકીય સમ્મિલિતતા અને પ્રધાનમંત્રી જન ધન યોજના (પીએમજેડીવાય) માં સહાયરૂપ થાય છે જેનો ઉદ્દેશ હૂંડિયામણ, વીમા, ધિરાણ, પેન્શન વગેરે સહિતની નાણાકીય સેવાઓ સુધી પોષાય તેવા ખર્ચે પહોંચ પૂરી પાડવાનો છે.</p>
<p>એકોએ રિટેલર્સ તથા બેન્ક વિહોણા લોકો જે રીતે રોકડ વ્યવહાર કરે છે તેમાં અગાઉથી જ તફાવતનું સર્જન કર્યું છે. તેણે રિટેલર્સને વધારાની આવક રળવા સક્ષમ બનાવ્યા છે. આ પાયાગત બેન્કિંગ પ્રવૃત્તિઓ ઉપરાંત રિટેલર્સ હવે એકોનો વીજળીના બિલ, પાણીના બિલ વગેરે જેવા વપરાશના બિલની ચૂકવણી કરવા માટે પણ ઉપયોગ કરી શકે છે.</p>
<p>અત્યારે જ ભારતની સૌથી વિશ્વાસપાત્ર નાણાકીય સેવાઓમાં જોડાવો અને ડિજિટલ ઇન્ડિયાનો હિસ્સો બનો. એકોની AePS થકી વધુ આવક રળવા માટે તમારા દરવાજાને ધક્કો મારીને ખોલો. તમારા ગ્રાહકોને AePS સેવાઓ પૂરી પાડવાનું શરૂ કરવા એકો કનેક્ટ તાત્કાલિક ડાઉનલોડ કરીને કનેક્ટ કરો. વધુ વિગતો માટે, કૃપા કરીને 844844380 પર કોલ કરો અથવા <a href="https://eko.in/products/aadhaar-banking" target="_blank" rel="noopener" class="ext-link">https://eko.in/products/aadhaar-banking</a> પર ચકાસણી કરો.</p>